Property Adjuster – Hanover, Goochland, Cumberland

Erie Insurance Group

. Exercise independent discretion or judgment in handling property claims within designated authority .

Posted 9/21/2026full-timeRemote • United StatesJuniorMid-Level💰 $50,327 - $100,843 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in property claims handling, including conducting investigations, evaluating coverage, and preparing estimates. Proficient in documentation and communication with policyholders, agents, and legal representatives while maintaining compliance with industry standards.

Highest-signal resume keywords

Claims Handling ExperienceProperty Claim EstimatingTechnical Learning Center TrainingAIC 33 CertificationAIC 35 Certification

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Claims EvaluationDamage InspectionCoverage RecommendationsSubrogation IdentificationData EntryReport DocumentationEstimates PreparationNegotiation SkillsCatastrophe Duty ParticipationPPE Usage

Soft Skills

Independent JudgmentCommunication SkillsInterpersonal SkillsOrganizational SkillsProblem-Solving Skills

Certifications & Qualifications

AIC 33AIC 35

Industry Keywords

Property ClaimsInsuranceClaims InvestigationPolicyholder InteractionClaims DocumentationCatastrophe TeamClaims CoverageDriving RequirementsLifting Aid EquipmentPersonal Protective Equipment

About the role

Key responsibilities & impact

Exercise independent discretion or judgment in handling property claims within designated authority
Service the assigned territory and bring claims to conclusion
Contact policyholders regarding property claims
Conduct investigations and interview insureds and witnesses
Inspect damage and prepare estimates
Evaluate claims coverage and make coverage recommendations
Handle claims within designated authority; set and maintain adequate reserves
Obtain and review reports, statements, records, and related materials
Determine claim payments and issue checks or decline payment as required
Document claim files and submit final reports for closure
Identify subrogation situations and initiate appropriate action
Interact with agents and district sales managers
Handle claims involving damage or coverage; potentially negotiate with plaintiff attorneys or coordinate litigation with defense counsel
Develop and apply knowledge of property-claim estimating practices and procedures
Attend industry-related and other training sessions on policy changes, interpretation, and legislation
Successfully complete Technical Learning Center Training within one year of hire
Participate on the Catastrophe Team when required
Maintain regular and predictable attendance

Requirements

What you’ll need

High school diploma or equivalent required for Property Adjuster Trainee
Bachelor’s degree preferred for Property Adjuster Trainee
Property Adjuster I: High School Diploma or GED and two years of claims handling experience, or equivalent required; or High School Diploma or GED and successful completion of ERIE sponsored formal education; or Bachelor’s Degree required
Property Adjuster II: High School Diploma or GED and five years of claims handling experience, or equivalent required; or Bachelor’s Degree and two years of claims handling experience, or equivalent required
Must live in the assigned territory unless a change is approved by the company
Ability to drive/travel regularly within the assigned territory
Must serve on catastrophe duty, including possible short-notice travel to other locations for periods exceeding two consecutive weeks
Willingness to pursue and complete Technical Learning Center Training required
Successful completion of AIC 33 and AIC 35 preferred
Willingness to obtain and maintain any required licenses
Valid driver’s license and good driving record required
Use of Personal Protective Equipment (PPE) required
Ability to move over 50 lbs using lifting aid equipment
Ability to climb/access heights
Frequent driving, lifting/moving, and computer/data-entry activities

Benefits

Comp & perks

Premier health, prescription, dental, and vision benefits for you and your dependents; coverage begins your first day of work
Low contributions to medical and prescription premiums; employer currently pays up to 97% of employees’ monthly premium costs
Traditional pension plan; full-time employees vested after five years of service
401(k) with up to 4% contribution match
Paid vacation, personal days, sick days, bereavement days, and parental leave
Tuition reimbursement program for higher education and industry designations
Company-paid basic life insurance
Short- and long-term disability insurance
Orthodontic coverage for children and adults
Adoption assistance
Fertility and infertility coverage
Well-being programs
Paid volunteer hours for community service
Dollar-for-dollar matching of charitable gifts each year
Company car
Equipment to work from home
Position may be eligible for an annual bonus payment