Staff Engineer, Payments – Core

Fanatics

. Own the architecture of the payments platform, including provider integrations, deposit and withdrawal flows, and services used by other Fanatics businesses .

Posted 10/20/2026full-timeRemote • New York • United StatesLead💰 $190,000 - $237,500 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Expertise in designing and building secure, high-scale payment systems using Java and Spring Boot, with a strong focus on compliance, risk management, and third-party integrations. Proven ability to lead architectural decisions and mentor engineering teams while ensuring optimal payment processing and cost reduction.

Highest-signal resume keywords

Java DevelopmentSpring Boot FrameworkPayment Systems ArchitecturePCI DSS ComplianceEvent-Driven Architecture

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Distributed Systems DesignPayment Gateway IntegrationIdempotency HandlingReconciliation ProcessesHigh-Scale System DevelopmentSecurity Standards ImplementationFailure Handling StrategiesTransaction ProcessingMessage Streaming PlatformsChargeback Management

Soft Skills

Technical Direction SettingCross-Team CollaborationComplex Problem SolvingMentoring EngineersClear Communication

Tools & Technologies

KafkaPayment ProcessorsBanking Integration ToolsFraud Detection SystemsCompliance Management Tools

Industry Keywords

Payment ProcessingRegulatory ComplianceFinancial ServicesRisk ManagementTransaction Security

Tech Stack

Tools & technologies

Distributed SystemsJavaKafkaSpringSpring BootSpringBoot

About the role

Key responsibilities & impact

Own the architecture of the payments platform, including provider integrations, deposit and withdrawal flows, and services used by other Fanatics businesses
Design and build distributed Java and Spring Boot services processing high transaction volume with strict correctness, security, and uptime requirements
Build payment orchestration and routing across processors, acquirers, and payment methods, including failover when providers degrade
Design for third-party integration failures, including timeouts, retries, idempotency, duplicate callbacks, partial failures, and reconciliation against provider and bank settlement files
Lead onboarding of new providers and banking partners, including evaluation, integration, testing, and rollout
Implement regulatory and card scheme requirements in partnership with Legal, Compliance, and Finance
Work with Fraud and Risk on payment-path risk signals, chargebacks, and disputes
Reduce payment costs through routing, provider terms, and design choices
Set standards for security, data handling, and limiting PCI scope
Lead architectural reviews, design sessions, and incident postmortems; mentor engineers
Partner with product, frontend, and mobile teams on consistent payment experiences

Requirements

What you’ll need

8+ years of professional software engineering experience, with deep expertise in Java and Spring Boot
Experience building and operating payment systems in production, including deposit and withdrawal flows, payment gateway or processor integrations, card payments, or ACH
Strong understanding of idempotency, reconciliation, and failure handling in systems dependent on third-party providers
Experience designing secure, high-scale, low-latency distributed systems
Experience with event-driven architectures and message streaming platforms such as Kafka
Working knowledge of security and compliance requirements for handling payment data, including PCI DSS
Demonstrated success setting technical direction and driving alignment across multiple teams
Ability to explain complex technical tradeoffs clearly to engineering, product, finance, and leadership audiences
Comfort working in a fast-paced, regulated environment with changing priorities

Benefits

Comp & perks

Base and bonus compensation
Benefits information available at https://benefitsatfanatics.com/
Potential in-person cultural immersion through Launching into Better: LIVE for full-time, non-seasonal hires
Occasional travel to Fanatics offices or industry events for planning, collaboration, and team development