Field Property Claims Adjuster

Farmers Insurance

. Conduct virtual and on-site investigations at policyholder residences .

Posted 9/18/2026full-timeRemote • Missouri • United StatesMid-LevelSenior💰 $28 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in conducting investigations, assessing property damage, and negotiating settlements while ensuring compliance with safety standards. Proficient in claims handling software and possesses strong communication skills to engage effectively with various stakeholders.

Highest-signal resume keywords

Claims Handling Software ProficiencyProperty Damage AssessmentNegotiation SkillsExcellent Oral And Written CommunicationCustomer Service Experience

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Property Damage EvaluationClaims NegotiationPhysical Capability To Climb LaddersAbility To Work In Confined SpacesClaims Training Exam Proficiency

Soft Skills

Excellent Customer ServiceProfessional RepresentationEagerness To Learn

Tools & Technologies

MS WordExcelOutlookSmartphones And Applications

Certifications & Qualifications

Valid Driver's LicenseBondable

Industry Keywords

Insurance ExperienceConstruction ExperienceSubrogation OpportunitiesFraud ReportingCatastrophe Deployments

About the role

Key responsibilities & impact

Conduct virtual and on-site investigations at policyholder residences
Assess property damage, determine liability, evaluate losses, and negotiate fair settlements
Use claims handling software to determine claims-related damage and write estimates in a paperless environment
Evaluate and report potential subrogation opportunities
Report incidents involving theft, fraud, or arson to appropriate state and industry agencies
Perform duties independently with work directly impacting management outcomes
Represent the company professionally in public interactions
Engage with policyholders, claimants, agents, witnesses, contractors, law enforcement, fraud and arson investigators, attorneys, medical professionals, and other stakeholders
Negotiate with policyholders to settle claims
Promote safety and comply with company safety and ergonomic standards
Perform additional duties as assigned

Requirements

What you’ll need

High School diploma or equivalent required
Excellent customer service experience, preferably in a retail environment
Construction or Insurance experience highly desirable and preferred
Excellent oral and written communication skills
Computer literacy: MS Word, Excel, Outlook
Proficiency with smartphones and applications
Eagerness to learn insurance policies and property damage
Valid driver's license and bondable
Final candidates subject to a Motor Vehicle Record background check
Must reside in the Greater St. Louis, MO area
Must be willing and able to climb ladders and work on rooftops multiple times per day
Must be willing and able to work in small, confined spaces such as attics and crawlspaces
Must achieve a minimum passing score on all claims training exams
Ability to perform required physical actions including bending, kneeling, pulling, pushing, sorting, carrying up to 50 lbs., climbing, reaching, standing, walking, seeing, speaking, reading, writing, and key entering
English speaking, reading, and writing required
Must commit to 1–3 catastrophe deployments per year
Catastrophe team assignments require travel away from residence, usually for 23 days

Benefits

Comp & perks

Paid training through the University of Farmers
Flexibility and independence to work outside the confines of a desk job
401(k)
Medical insurance
Dental insurance
Vision insurance
Health Savings Accounts
Flexible Spending Accounts
Life insurance
Paid Time Off
Paid Parental Leave
Tuition Assistance
Bonus opportunity based on company and individual performance
Company car
Laptop