Field Property Claims Adjuster

Farmers Insurance

. Conduct virtual and on-site investigations at policyholders’ residences .

Posted 10/7/2026full-timeRemote • Missouri • United StatesMid-LevelSenior💰 $26 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in conducting investigations, assessing property damage, and negotiating settlements while ensuring compliance with safety standards. Proficient in claims handling software and effective communication with diverse stakeholders.

Highest-signal resume keywords

Claims Handling Software ProficiencyProperty Damage AssessmentNegotiation SkillsExcellent Oral And Written CommunicationCustomer Service Experience

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Property Damage AssessmentClaims Handling Software ProficiencyNegotiation SkillsAbility To Climb LaddersAbility To Work In Confined SpacesAbility To Carry Up To 50 LbsAchieve Minimum Passing Score On Claims Training Exams

Soft Skills

Excellent Customer ServiceOutgoing PersonalityAbility To Interact With Stakeholders

Tools & Technologies

MS WordExcelOutlookSmartphones And Applications

Certifications & Qualifications

Valid Driver's LicenseBondable

Industry Keywords

Insurance ExperienceConstruction ExperienceFraud InvestigationSubrogation OpportunitiesSafety And Ergonomic Standards

About the role

Key responsibilities & impact

Conduct virtual and on-site investigations at policyholders’ residences
Assess property damage, determine liability, evaluate the extent of loss, and negotiate fair settlements
Use claims handling software to determine claims-related damage and write estimates in a paperless environment
Evaluate and report potential subrogation opportunities
Report theft, fraud, or arson incidents to appropriate state and industry agencies
Perform duties independently with work directly impacting management outcomes
Act as a company representative in public interactions
Engage with policyholders, claimants, agents, witnesses, contractors, law enforcement, fraud and arson investigators, attorneys, medical professionals, and other stakeholders
Negotiate with policyholders to settle claims
Promote safety and comply with safety and ergonomic standards
Perform additional duties as assigned

Requirements

What you’ll need

High School diploma or equivalent required
Excellent customer service experience, preferably in a retail environment
Construction or Insurance experience is highly desirable and preferred
Excellent oral and written communication skills
Computer literate: MS Word, Excel, Outlook
Proficiency with smartphones and applications
Eagerness to learn about insurance policies and property damage
Outgoing personality and ability to interact with policyholders, claimants, agents, witnesses, and fraud investigators
Valid driver's license
Bondable
Final candidates subject to a Motor Vehicle Record background check
Willingness and ability to climb ladders and work on rooftops multiple times per day
Ability to work in small, confined spaces such as attics and crawlspaces
Ability to achieve a minimum passing score on all claims training exams
Ability to carry up to 50 lbs.
English speaking, reading, writing, and key entering ability
Ability to work in uncontrolled outside environmental conditions and potentially hazardous environments
CAT team deployments require travel away from residence for approximately 23 days; hires are expected to commit to 1–3 CAT deployments per year

Benefits

Comp & perks

Paid training through the University of Farmers
Flexibility and independence to work outside the confines of a desk job
401(k)
Medical insurance
Dental insurance
Vision insurance
Health Savings and Flexible Spending Accounts
Life Insurance
Paid Time Off
Paid Parental Leave
Tuition Assistance
Bonus Opportunity based on Company and Individual Performance
Company car
Laptop
Management opportunities
Education and mentorship programs