Field Property Claims Adjuster

Farmers Insurance

. Conduct virtual and on-site investigations at policyholders’ residences .

Posted 9/18/2026full-timeRemote • Texas • United StatesMid-LevelSenior💰 $28 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in conducting investigations, assessing property damage, and negotiating settlements while ensuring compliance with safety standards. Proficient in using claims-handling software and engaging effectively with various stakeholders in the insurance industry.

Highest-signal resume keywords

Claims Handling Software ProficiencyProperty Damage AssessmentNegotiation SkillsExcellent Oral And Written CommunicationCustomer Service Experience

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Property Damage AssessmentClaims Handling Software ProficiencyNegotiation SkillsAbility To Climb LaddersAbility To Work In Confined SpacesComputer LiteracyMS WordMS ExcelMS OutlookKey Entering Abilities

Soft Skills

Excellent Customer ServiceOral CommunicationWritten CommunicationEagerness To LearnProfessional Representation

Tools & Technologies

Claims Handling SoftwareSmartphonesApplicationsCompany CarLaptop

Certifications & Qualifications

Valid Driver's LicenseBondable

Industry Keywords

InsuranceProperty DamageSubrogationFraud InvestigationArson InvestigationSafety StandardsCAT DeploymentsMotor Vehicle Record Background CheckConstruction ExperienceRetail Experience

About the role

Key responsibilities & impact

Conduct virtual and on-site investigations at policyholders’ residences
Assess property damage, determine liability, evaluate loss extent, and negotiate fair settlements
Use claims-handling software, a company car, and laptop to determine damage and write estimates in a paperless environment
Evaluate and report potential subrogation opportunities
Report theft, fraud, or arson incidents to appropriate state and industry agencies
Work independently with duties directly impacting management outcomes
Represent the company professionally in public interactions
Engage with policyholders, claimants, agents, witnesses, contractors, law enforcement, fraud and arson investigators, attorneys, medical professionals, and other relevant parties
Negotiate with policyholders to settle claims
Perform additional assigned duties
Promote safety and comply with safety and ergonomic standards
Travel to and from policyholder homes in the Crosby, Dayton, and Liberty areas
Work in the field and an in-home office environment

Requirements

What you’ll need

High School diploma or equivalent required
Excellent customer service experience, preferably in a retail environment
Construction or Insurance experience is highly desirable and preferred
Excellent oral and written communication skills
Computer literacy, including MS Word, Excel, and Outlook
Proficiency with smartphones and applications
Eagerness to learn about insurance policies and property damage
Valid driver's license and bondable
Final candidates subject to a Motor Vehicle Record background check
Willingness and ability to climb ladders and work on rooftops multiple times per day
Ability to work in small, confined spaces such as attics and crawlspaces
Achieve a minimum passing score on all claims training exams
Ability to carry up to 50 lbs.
English speaking, reading, writing, and key entering abilities
Ability to work in varied and potentially hazardous field environments
Catastrophe-team hires must travel away from residence for approximately 23 days when deployed and commit to 1–3 CAT deployments per year

Benefits

Comp & perks

Paid training through the University of Farmers
Flexibility and independence to work outside the confines of a desk job
401(k)
Medical insurance
Dental insurance
Vision insurance
Health Savings Accounts
Flexible Spending Accounts
Life Insurance
Paid Time Off
Paid Parental Leave
Tuition Assistance
Bonus opportunity based on company and individual performance
Company car
Laptop