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Farmers Insurance

Field Property Claims Adjuster

Farmers Insurance

. Conduct virtual and on-site investigations at policyholders’ residences .

Posted 9/25/2026full-timeRemote • New Jersey • United StatesMid-LevelSenior💰 $23 - $47 per hourWebsite

About the role

Key responsibilities & impact
  • Conduct virtual and on-site investigations at policyholders’ residences
  • Assess property damage, determine liability, evaluate loss extent, and negotiate fair settlements
  • Use claims handling software, a company car, and laptop to determine damage and write estimates in a paperless environment
  • Evaluate and report potential subrogation opportunities
  • Report theft, fraud, or arson incidents to appropriate state and industry agencies
  • Perform duties independently with work directly impacting management outcomes
  • Represent the company professionally in public interactions
  • Engage with policyholders, claimants, agents, witnesses, contractors, law enforcement, fraud and arson investigators, attorneys, medical professionals, and other relevant parties
  • Negotiate with policyholders to settle claims
  • Promote safety and comply with company safety and ergonomic standards
  • Perform additional duties as assigned
  • Travel to and from policyholder homes

Requirements

What you’ll need
  • High School diploma or equivalent required
  • Excellent customer service experience, preferably in a retail environment
  • Construction or Insurance experience highly desirable and preferred
  • Excellent oral and written communication skills
  • Computer literacy: MS Word, Excel, Outlook
  • Proficiency with smartphones and applications
  • Eagerness to learn insurance policies and property damage
  • Valid driver's license and bondable
  • Final candidates subject to a Motor Vehicle Record background check
  • Must live in or around Hackensack, NJ
  • Willingness and ability to climb ladders and work on rooftops multiple times per day
  • Willingness and ability to work in small, confined spaces such as attics and crawlspaces
  • Achieve a minimum passing score on all claims training exams
  • Ability to speak, read, and write English
  • Ability to carry up to 50 lbs.
  • CAT team assignments require travel away from residence, usually for 23 days
  • Expected commitment to 1–3 CAT deployments per year

Benefits

Comp & perks
  • Paid training through the University of Farmers
  • 401(k)
  • Medical insurance
  • Dental insurance
  • Vision insurance
  • Health Savings Accounts
  • Flexible Spending Accounts
  • Life Insurance
  • Paid Time Off
  • Paid Parental Leave
  • Tuition Assistance
  • Bonus opportunity based on company and individual performance
  • Company car
  • Laptop
  • Education and mentorship programs
  • Management opportunities