Director, Risk and Compliance

FCM

. Establish the risk and compliance position on material lending, financing and investment matters and determine when issues require escalation or additional mitigation .

Posted 11/6/2026full-timeOttawa • CanadaLead💰 CA$127,342 - CA$144,942 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive expertise in risk management, particularly in credit risk and lending, with a strong focus on developing and maintaining risk frameworks and compliance programs. Proven ability to provide strategic risk advice and oversight while leading teams in a complex financial services environment.

Highest-signal resume keywords

Risk ManagementCredit Risk AssessmentLending Policies DevelopmentLeadership in ComplianceBilingualism in English and French

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Risk Framework DevelopmentCredit Risk Mitigation TechniquesLoan Underwriting ReviewPortfolio Risk ManagementFinancial Risk AnalysisBlended Finance KnowledgeInvestment Fund GovernanceRegulatory ComplianceAnalytical SkillsProblem-Solving Skills

Soft Skills

Strong Communication SkillsPresentation SkillsTechnical Writing SkillsTeam Building SkillsTime Management

Industry Keywords

Financial Services IndustryAML ComplianceFINTRAC RegulationImpact InvestingStructured FinancePublic-Private Financing PartnershipsCapital MobilizationRisk AppetiteOperational Risk ManagementCredit Risk Measurement

About the role

Key responsibilities & impact

Establish the risk and compliance position on material lending, financing and investment matters and determine when issues require escalation or additional mitigation
Provide objective risk and compliance advice to management on credit and lending-related risks, including proposed lending strategies and program design
Develop and maintain risk frameworks, policies and governance approaches for innovative financing activities, including blended finance
Review loan underwriting, credit risk rating methodologies and loan credit assessments as a second-line-of-defense function
Provide independent risk advice and oversight regarding problem accounts, corrective strategies and workout scenarios
Develop and maintain lending risk policies, procedures and standards
Identify key risk controls and indicators and measure and report risks arising from lending activities
Work jointly with related business units on lending policies, procedures, standards and risk-management guidelines
Lead calculation of key risk metrics, including Excess and Total Capital Adequacy Ratios, Mandate Capacity and Management Base Case
Provide portfolio risk management reporting to management and FCM and GMF board-level committees
Provide leadership in risk and compliance and ensure credit risk remains within FCM’s risk appetite
Act as Compliance Officer under FCM’s AML Compliance Policy
Develop and maintain FCM’s compliance program regarding applicable FINTRAC regulation
Promote financial risk and credit practices that consider current and emerging risks
Identify when external legal, regulatory, financial or risk expertise is required and engage external advisors
Coordinate relevant management oversight committees and ensure material risks, portfolio issues, fund sustainability considerations and required actions are reviewed and monitored
Provide independent risk oversight and challenge for existing portfolios and new financing products, blended finance transactions, investment structures and partnerships

Requirements

What you’ll need

A minimum of 15 years of progressive experience in risk management on the credit risk/lending side
5 years in a leadership role in a business environment, preferably in the banking, development and/or non-profit sector
University degree in Business, Finance, or Accounting
MBA or a master's degree is considered an asset
In-depth knowledge of lending processes and products, credit risks and mitigation techniques, policy and practices
Sound understanding of the financial and business marketplace, laws and regulations and risk issues affecting the financial services industry
Demonstrated knowledge of blended finance, impact investing, development and infrastructure finance, structured finance, public-private financing partnerships, and investment fund governance or portfolio management
Experience applying risk management practices to innovative financing instruments, capital mobilization approaches, and partnership-based investment structures
Highly advanced ability to liaise with individuals across operational, functional, and technical disciplines
Strong analytical and problem-solving skills
Knowledge in credit, market risk and operational risk measurement and management arising from lending activities
Strong communication, presentation and technical writing skills
Ability to translate complex risk, financial and compliance issues into clear and actionable advice to senior leaders
Ability to adapt language and communication for non-technical audiences
Ability to manage time and budgets
Strong leadership and team building skills
Bilingualism in English and French would be considered an asset
Must live within 80kms of downtown Ottawa, unless otherwise specified
Must be authorized to work in Canada

Benefits

Comp & perks

Flexible work arrangements that support productivity and collaboration
Summer schedule (July 1 to Labour Day): 7-hour workdays
Fridays off, aligned with team and operational needs
Ongoing commitment to employee development
Comprehensive range of employee benefits and services designed to support employee wellbeing and development
Occasional travel opportunities across Canada
Modern office space in Ottawa’s ByWard Market and downtown core
Workplace accommodations available for candidates with disabilities