Credit Analyst

Fifth Third Bank

. Partner with Portfolio Managers in credit and underwriting, performing analytical tasks as needed .

Posted 11/12/2026full-timeUnited StatesJuniorMid-LevelWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in financial and risk analysis, including the development of financial models and risk-rating scorecards. Proficient in monitoring covenant compliance and collaborating with Portfolio Managers to recommend portfolio management actions.

Highest-signal resume keywords

Financial ModelingRisk AnalysisCovenant Compliance MonitoringCredit Service ReportingMicrosoft Office Proficiency

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial AnalysisRisk ModelingCredit DocumentationCovenant CalculationProbability of Default ModelsAnalytical TasksPortfolio Management ActionsSpreads ReviewBanking Products KnowledgeRegulatory Awareness

Soft Skills

Verbal CommunicationWritten CommunicationProblem-SolvingAnalytical SkillsRelationship Building

Tools & Technologies

Banking SystemsCredit Service ReportingRADAR

Industry Keywords

Commercial BankingCorporate Business StructureLegal DocumentsU.S. Government Regulation

About the role

Key responsibilities & impact

Partner with Portfolio Managers in credit and underwriting, performing analytical tasks as needed
Draft documentation and enter indicative credit information into banking systems accurately
Prepare risk-rating scorecards and tickler event analyses, determining actions with Portfolio Managers
Develop risk models and advise Portfolio Managers of unforeseen obstacles
Identify monitoring analysis activities and verify covenant updates
Monitor covenant completion, track past-due or non-compliant covenants, and recommend actions
Assess covenant compliance reporting and identify issues
Update financial covenants and calculations
Run Probability of Default models with oversight
Review completed spreads and determine necessary edits in collaboration with the CCU team
Recommend preliminary portfolio management actions using Credit Service reporting and RADAR
Support Portfolio Managers and special projects
Resolve deficiencies and escalate questions or disputes when necessary
May assist with training new employees
May work on special projects assigned by management

Requirements

What you’ll need

Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)
0-2 years of Commercial Banking experience
Understanding of financial and risk analysis, including ability to develop financial models
Knowledge of banking products and services
Awareness of corporate business structure and legal documents
General knowledge of U.S. government and regulation
Strong verbal and written communication skills
Effective problem-solving and analytical skills, with ability to handle and prioritize multiple tasks
Proficiency in all Microsoft Office software
Flexibility, desire to learn, critical thinking, and ability to build relationships with internal partners
Minimal travel required

Benefits

Comp & perks

Incentive compensation plan based on company, line of business and/or individual performance
Comprehensive benefits programs supporting employees' physical, financial, emotional and social well-being
Differentiated compensation offerings
Employee recognition through Total Rewards
Equal employment opportunity and inclusive culture