Mortgage Loan Originator

Fifth Third Bank

. Originate residential first mortgage loans for outside referrals .

Posted 11/12/2026full-timeRemote • North Carolina • United StatesJuniorMid-LevelWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in originating residential mortgage loans, managing the loan pipeline from application to closing, and maintaining compliance with federal lending regulations. Strong communication and customer service skills are essential for building referral networks and achieving sales objectives.

Highest-signal resume keywords

Mortgage Sales ExperienceKnowledge Of Residential Mortgage ProcessingS.A.F.E. Act RegistrationEstablished Book Of Local Referral SourcesStrong Written And Verbal Communication Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Residential Mortgage LoansLoan Processing ProceduresUnderwriting GuidelinesFannie Mae Form 1003Loan ProspectorPipeline ManagementRisk ManagementSales TechniquesCustomer ServiceManagement Reporting

Soft Skills

Organizational SkillsTeamworkDesire To Excel In Competitive Environment

Tools & Technologies

Laptop SystemsLOMAS

Certifications & Qualifications

S.A.F.E. Act RegistrationNMLS Registration

Industry Keywords

Conventional Lending GuidelinesGovernment Lending GuidelinesFederal Lending RegulationsConsumer Lending

About the role

Key responsibilities & impact

Originate residential first mortgage loans for outside referrals
Meet mortgage loan sales and cross-selling objectives
Assume responsibility for residential mortgage loans from application through closing
Develop referral contacts including realtors, builders, and professional and personal contacts
Maintain knowledge of mortgage policies, procedures, loan products, processing procedures, underwriting guidelines, and departmental guidelines
Follow escalation protocols for exceptions
Take applicant applications using Fannie Mae Form 1003
Use laptop systems for communication, daily rates, credit reports, Loan Prospector responses, and transmitting loans to LOMAS
Collect applicant documentation and deliver loan packages within management-set timeframes
Manage the pipeline of originated loans through closing and complete required management reports
Communicate timely updates and progress reports to branches and applicants
Maintain high customer service while managing applicant and support staff expectations
Attend required Consumer Lending meetings
Identify, assess, manage, monitor, and report risks while following bank policies and procedures

Requirements

What you’ll need

High school diploma or equivalent mandatory
Four-year college degree preferred
At least 2 years of mortgage sales experience
Established book of local referral sources
Existing mortgage sales of $1 million per month
Knowledge of conventional and/or government lending guidelines
Knowledge of residential mortgage processing, underwriting, and closing procedures
Knowledge of federal lending regulations governing real estate lending
Demonstrated organizational skills
Strong written and verbal communication skills
Demonstrated teamwork and customer service skills
Proven computer skills
Basic sales technique skills
Strong desire to excel in a competitive environment
S.A.F.E. Act registration required at the time of employment through the Nationwide Mortgage Licensing System (NMLS)

Benefits

Comp & perks

Incentive compensation combined with either a base salary or a draw to determine total cash compensation
Comprehensive benefits programs supporting employees' physical, financial, emotional and social well-being
Differentiated compensation offerings
Employee recognition through Total Rewards