Mortgage Loan Originator

Fifth Third Bank

. Originate residential first mortgage loans from outside referrals .

Posted 9/23/2026full-timeRemote • California • United StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in residential mortgage loan origination, processing, and closing, with a strong understanding of federal lending regulations and guidelines. Proven ability to manage loan pipelines effectively while maintaining high customer service standards and communication with stakeholders.

Highest-signal resume keywords

Residential Mortgage ProcessingFannie Mae Form 1003 CompletionKnowledge of Federal Lending RegulationsS.A.F.E. Act RegistrationCustomer Service Skills

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Mortgage Loan OriginationUnderwriting ProceduresLoan Closing ProceduresSales TechniquesRisk Management

Soft Skills

Organizational SkillsWritten Communication SkillsVerbal Communication SkillsTeamwork Skills

Tools & Technologies

Loan ProspectorLOMASMortgage Lending SystemsCredit Reports

Certifications & Qualifications

S.A.F.E. Act Registration

Industry Keywords

Conventional Lending GuidelinesGovernment Lending GuidelinesResidential Mortgage LoansConsumer Lending

About the role

Key responsibilities & impact

Originate residential first mortgage loans from outside referrals
Meet mortgage loan sales and cross-selling objectives
Develop referral contacts including realtors, builders, and professional and personal contacts
Maintain knowledge of mortgage policies, loan products, processing procedures, underwriting guidelines, and departmental procedures
Follow defined protocols for escalating exceptions
Take applicant applications by completing Fannie Mae Form 1003
Use the laptop for communication, daily rates, applicant credit reports, Loan Prospector responses, and transmitting loans to LOMAS
Collect applicant documentation and deliver loan packages within management-set timeframes
Manage the pipeline of originated loans through closing and complete required management reports
Communicate timely updates and progress reports to branches and applicants
Maintain high customer service while managing applicant and support staff expectations
Attend required Consumer Lending meetings
Assume overall responsibility for residential mortgage loans from application through closing
Identify, assess, manage, monitor, and report risks in accordance with the Bank’s risk appetite

Requirements

What you’ll need

High school diploma or equivalent mandatory
Four-year college degree preferred
Knowledge of conventional and/or government lending guidelines
Knowledge of residential mortgage processing, underwriting, and closing procedures
Knowledge of federal lending regulations governing real estate lending
Demonstrated organizational skills
Strong written and verbal communications skills
Demonstrated teamwork and customer service skills
Proven computer skills
Basic sales technique skills
Strong desire to excel in a competitive environment
S.A.F.E. Act registration required at the time of employment through the Nationwide Mortgage Licensing System (NMLS)
Ability to complete Fannie Mae Form 1003 and use mortgage lending systems, credit reports, Loan Prospector, and LOMAS

Benefits

Comp & perks

Incentive compensation combined with either a base salary or a draw to determine total cash compensation
Comprehensive benefits supporting physical, financial, emotional and social well-being
Differentiated compensation offerings
Employee recognition through Total Rewards
Equal employment opportunity and inclusive culture