Senior Credit Analyst – TMT

Fifth Third Bank

. Partner with Portfolio Managers in credit and underwriting, performing analytical tasks as needed .

Posted 10/14/2026full-timeUnited StatesSenior💰 $71,100 - $145,900 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit analysis and risk management, with a strong ability to develop financial models and perform portfolio analysis. Proficient in banking applications and compliance with U.S. regulations, while effectively communicating and problem-solving in a fast-paced environment.

Highest-signal resume keywords

Credit AnalysisRisk ManagementFinancial ModelingBanking Applications ProficiencyPortfolio Analysis

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AnalysisRisk Rating ScorecardsProbability of Default ModelsFinancial ModelingCovenant Compliance ReportingPortfolio ReviewsUnderwriting ProcessAnalytical TasksDocumentation DraftingFinancial Covenants

Soft Skills

Strong Verbal CommunicationStrong Written CommunicationEffective Problem SolvingAnalytical SkillsPrioritization

Tools & Technologies

Microsoft OfficeInternal Banking ApplicationsCredit Service ReportingRADAR

Industry Keywords

Commercial BankingBanking ProductsCorporate Business StructureLegal DocumentsU.S. Government Regulations

About the role

Key responsibilities & impact

Partner with Portfolio Managers in credit and underwriting, performing analytical tasks as needed
Identify and draft documentation using critical thinking
Complete indicative credit information in banking systems accurately
Prepare risk-rating scorecards and perform tickler event analysis to identify potential risks
Develop risk models and advise Portfolio Managers of obstacles affecting client expectations
Identify monitoring analysis activities required
Verify covenants and define tickler updates
Monitor covenant completion and track past due or non-compliant covenants
Assess covenant compliance reporting and identify issues
Review covenant compliance certificates and determine actions to remediate breaches
Update financial covenants and calculations
Run Probability of Default models with oversight
Evaluate completed spreads and determine necessary edits with the CCU team
Recommend preliminary portfolio management actions using Credit Service reporting and RADAR
Prepare ALSR reports
Run risk and projection models using provided assumptions
Complete the underwriting process with limited oversight
Create and complete CAMs
Review and rewrite renewals for deals of limited complexity
Perform portfolio analysis and develop Portfolio Reviews for client meetings
Support Portfolio Managers and special projects
Resolve deficiencies and escalate questions or disputes when necessary
Assist with training new employees
Work on special projects assigned by management

Requirements

What you’ll need

Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)
3+ years of Commercial Banking experience that includes credit analysis
Sound financial and risk analysis understanding, including the ability to develop financial models
Extensive knowledge of banking products and services
Knowledge of corporate business structure and legal documents
General knowledge of U.S. government and regulation
Proficiency in internal banking applications
Strong verbal and written communication skills
Effective problem solving and analytical skills with ability to handle and prioritize multiple tasks
Proficient in all Microsoft Office software
Minimal travel required

Benefits

Comp & perks

Incentive compensation plan based on company, line of business and/or individual performance
Comprehensive benefits supporting physical, financial, emotional and social well-being
Benefits programs supporting employees and their families