Senior Credit Officer – Asset Backed Finance

Fifth Third Bank

. Direct Credit Risk Management responsibilities for one or more Bancorp segmented lines of business .

Posted 9/17/2026full-timeNew York City • Illinois • United StatesSenior💰 $155,100 - $333,500 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in Credit Risk Management, including the ability to execute strategies and policies within the Bancorp Risk Framework. Proficient in analyzing credit quality, providing guidance for strategic execution, and leading teams in a commercial banking environment.

Highest-signal resume keywords

Credit Risk ManagementCommercial Lending ExperienceTeam LeadershipBanking Industry KnowledgeFinancial Analysis

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit Risk AssessmentPortfolio ReviewUnderwriting StandardsFinancial ReportingRisk Appetite AnalysisCredit Package ReviewLoan StructuringMacroeconomic Risk AnalysisSpreadsheet ProficiencyData Analysis

Soft Skills

Excellent CommunicationOrganizational SkillsRelationship BuildingFeedback and DevelopmentFollow-Up Skills

Tools & Technologies

ExcelWordCredit Risk Systems

Industry Keywords

Banking RegulationCommercial BankingCapital MarketsTreasury ManagementCredit Risk Executive

About the role

Key responsibilities & impact

Direct Credit Risk Management responsibilities for one or more Bancorp segmented lines of business
Execute credit risk management strategies and policies under the Bancorp Risk Framework
Exercise independent judgment and provide constructive, credible challenge to credit risk recommendations
Approve credits and provide feedback on structuring and pricing
Monitor credit administration and attend Line of Business pipeline meetings
Participate in customer calls as needed
Monitor credit quality through system-generated reports
Provide guidance to improve strategic execution, effectiveness, efficiency, and profitability across assigned Commercial divisions
Address policy, underwriting, and risk appetite issues
Attend prospect, customer strategy, administrative loan, and portfolio review meetings
Approve credit requests within lending authority and recommend larger requests to higher authority
Review credit packages and provide feedback to ensure underwriting and risk appetite standards
Review credit quality reports and monitor portfolio health, including macroeconomic, industry, geographic, and other risks
Perform loan relationship and portfolio reviews
Determine reporting needs and recommend solutions to improve task and report efficiency and accuracy
Escalate material credit risk issues to the Credit Risk Executive
Provide employee feedback, development, challenging opportunities, talent planning, and recognition when supervising others
Perform other duties as assigned

Requirements

What you’ll need

Bachelor's Degree in Finance, Business Administration, or Accounting
Master's Degree preferred
7–10 years of progressive commercial lending experience
Five years of direct experience with credit risk management
Three–five years of experience leading teams
Knowledge of the banking industry, relevant banking regulation, commercial banking, capital markets, and treasury management products and associated risks
Proficient in basic spreadsheet applications such as Excel and Word
Demonstrated ability to learn and understand various computer systems
Excellent communication, organizational, and follow-up skills
Excellent people/relationship-building skills
May supervise others

Benefits

Comp & perks

Incentive compensation plan based on company, line of business and/or individual performance
Comprehensive benefits programs supporting employees and their families
Benefits encompassing physical, financial, emotional and social well-being