Senior Product Manager – Loan & Debt Management Systems

First Circle

. Architect the rails: design how money and data move across loans, debt and the ledger, built for failure and for multi-entity, multi-currency markets.

Posted 10/2/2026full-timeSingapore • SingaporeSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in architecting financial systems with a focus on automation, scalability, and regulatory compliance. Proficient in SQL, APIs, and financial processes, ensuring precision and robustness in system design.

Highest-signal resume keywords

SQL ProficiencyAPI DevelopmentFinancial Process AutomationMulti-Country Rollout ExperienceSystems Design for Robustness

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

SQLAPIsData ModelsFinancial AutomationAccrualsAccounting EntriesSettlement ProcessesSystem ArchitectureError MonitoringConfigurable Controls

Soft Skills

Attention to DetailPrecise WritingHigh Ownership

Industry Keywords

Lending SystemsLedger SystemsFinance SystemsRegulatory ComplianceMulti-Currency MarketsOperational ControlsReconciliationStraight-Through ProcessingRisk ManagementAPAC Experience

Tech Stack

Tools & technologies

Ruby on RailsSQL

About the role

Key responsibilities & impact

Architect the rails: design how money and data move across loans, debt and the ledger, built for failure and for multi-entity, multi-currency markets.
Automate end to end: engineer out every manual step and workaround, and move business rules into configurable controls for Ops and Finance.
Build controls: put in the monitoring and daily checks that catch errors before customers, auditors or regulators do.
Execute with engineering: write precise specs, work with engineers daily, and hold the bar on correctness through to production.
Scale internationally: turn each new market's regulatory and accounting needs into system design with Finance, Risk, Compliance and country teams.
Own metrics including straight-through processing, reconciliation breaks and close time.
Make the systems fully automated, correct by design and ready to run in new countries.

Requirements

What you’ll need

4+ years in product or systems roles owning lending, ledger or finance systems.
Track record of automating manual financial processes end to end.
Multi-country rollout and APAC experience a strong plus.
Systems thinker who designs for failure, robustness and scale.
Technically fluent in SQL, APIs and data models.
Financially literate in accruals, accounting entries and settlement.
Relentless attention to detail, precise writing and high ownership.

Benefits

Comp & perks

Work at a fast-growing fintech on meaningful products that reshape SME finance in Southeast Asia.
Competitive pay versus market rate.
Macbook.
Health insurance.
Training budget.
Rapid growth opportunities within a fast-growing business.
Flexibility to work remotely with opportunities for travel.