Mortgage Loan Originator

First Financial Bank

. Originate mortgage loans sourced through referral partners, community organizations, trade organizations, local business leaders, realtors, and other referral sources .

Posted 11/3/2026full-timeLincolnshire • Illinois • United StatesJuniorMid-Level💰 $24 - $28 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in originating CRA residential mortgages, with strong product knowledge of Government mortgage programs and a proven ability to generate leads and close loans. Proficient in maintaining compliance with lending regulations while providing exceptional customer service and promoting home ownership in Low to Moderate Income areas.

Highest-signal resume keywords

CRA Residential Mortgage OriginationGovernment Mortgage Programs (FHA, VA, USDA)Mortgage Loan Originator License (NMLS)Lead Generation and ConversionBilingual Proficiency in Spanish and English

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Mortgage Loan OriginationLoan Documentation ManagementUnderwriting Requirements KnowledgeLoan Originating Software ProficiencyMS Office Products Proficiency

Soft Skills

Customer Relationship ManagementNetworking and Community EngagementEffective Communication

Certifications & Qualifications

Mortgage Loan Originator License (NMLS)

Industry Keywords

CRA ObjectivesFair Banking GoalsHome Ownership PromotionCommunity DevelopmentConsumer Education Events

About the role

Key responsibilities & impact

Originate mortgage loans sourced through referral partners, community organizations, trade organizations, local business leaders, realtors, and other referral sources
Promote mortgage lending options in Low to Moderate Income areas to promote home ownership
Self-source mortgage leads and convert them into applications
Present personalized mortgage products and solutions to potential customers
Produce required disclosures and procure intent to proceed
Collect borrower documents needed to satisfy loan conditions
Work with internal departments to ensure superior customer experience and timely loan closing
Achieve monthly loan production volume specified in the MLO Agreement
Generate new business to meet CRA and fair banking goals
Develop and maintain a business plan for growth
Network with community organizations, local business leaders, housing trade organizations, realtors, builders, and referral sources
Evaluate customer needs and offer appropriate mortgage products or refer customers to bank specialists
Prepare and compile mortgage application information for processing
Ensure completeness of loan documentation
Oversee timely closing and funding of loans
Service current mortgage customer relationships and generate additional business
Respond to mortgage inquiries and assist with mortgage servicing requests
Promote and refer other bank products and services
Provide data supporting marketing and sales promotion programs
Work with the Community Development Operating Council on CRA loan initiatives
Host consumer education events with internal and external partners
Manage mortgage origination from lead generation through closing while operating independently within bank policies, lending guidelines, CRA objectives, and regulatory requirements

Requirements

What you’ll need

Minimum of 2 years experience originating CRA residential mortgages
Bachelor’s degree (B.A.) from four-year college or university; or four years related experience and/or training; or equivalent combination of education and experience
Existing referral network established to provide CRA mortgage leads
Prior experience using loan originating software and MS Office products
Strong product knowledge and underwriting requirements for Government (FHA, VA, USDA) and CRA-specific mortgage programs
Must have or ability to obtain Mortgage Loan Originator License with NMLS
Must be trained in all areas of mortgage lending
Must maintain employer and industry-required continuing education
Preferred: 4 years experience originating CRA residential mortgages
Bilingual proficiency in Spanish and English preferred
Compliance with applicable employer, state, and federal lending regulations
Ability to operate standard office equipment
Ability to occasionally lift and carry 15 pounds
Occasional walking, standing, or travel to off-site meetings, real estate offices, or community events may be required

Benefits

Comp & perks

Relevant, thoughtful benefits and programs supporting associates' holistic wellbeing
Incentive eligibility for the role