Senior ACH Product Manager

Fiserv

. Define and execute the U.S. ACH product strategy and roadmap . Balance client needs, market opportunities, regulatory requirements, and modernization priorities . Serve as a product and market expert for ACH payments

Posted 10/27/2026full-timeBerkeley Heights • New Jersey • United StatesSenior💰 $120,000 - $198,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in U.S. ACH payments and the Nacha ecosystem, with a strong ability to define product strategies and roadmaps while engaging effectively with financial institutions and stakeholders. Focuses on modernization, scalability, and operational efficiency in payment processing.

Highest-signal resume keywords

U.S. ACH Payments ExpertiseProduct Management ExperienceStakeholder Management SkillsPayment Processing KnowledgeClient Engagement Skills

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Product Strategy DevelopmentRoadmap CreationPayment ProcessingRisk ManagementFraud PreventionException ProcessingSettlement KnowledgeTreasury ManagementFinancial TechnologyRegulatory Compliance

Soft Skills

Communication SkillsCollaboration SkillsClient Retention SkillsProblem-Solving SkillsInterpersonal Skills

Tools & Technologies

Enterprise Payment PlatformsFinancial Technology Solutions

Certifications & Qualifications

AAP AccreditationAPRP Accreditation

Industry Keywords

Nacha EcosystemU.S. Payments EcosystemFinancial InstitutionsMulti-Rail Money MovementOperational Efficiency

About the role

Key responsibilities & impact

Define and execute the U.S. ACH product strategy and roadmap
Balance client needs, market opportunities, regulatory requirements, and modernization priorities
Serve as a product and market expert for ACH payments, including origination, receipt, returns, exceptions, settlement, risk, and fraud
Monitor developments across Nacha, the Federal Reserve, financial institutions, fintechs, and the broader U.S. payments ecosystem
Translate product strategy into prioritized capabilities and requirements with technology, architecture, and product owners
Engage financial institutions to understand payments strategies, challenges, and emerging needs
Drive modernization focused on scalability, resiliency, automation, integration, and operational efficiency
Partner with Sales and Client Management on strategic opportunities, client retention, adoption, and growth
Develop business cases and investment priorities
Collaborate across ACH and adjacent payment capabilities to support a broader multi-rail money movement strategy

Requirements

What you’ll need

7+ years of experience in product management, payments, financial technology, treasury management, banking, or a related field
Strong knowledge of U.S. ACH payments and the Nacha ecosystem
Experience developing product strategies, roadmaps, and requirements for complex technology products
Understanding of payment processing, clearing, settlement, exception processing, risk, and fraud
Experience working with financial institutions and enterprise payment platforms
Strong client engagement, communication, and stakeholder-management skills
Ability to work effectively across product, technology, operations, sales, risk, and compliance teams
Bachelor's degree or equivalent relevant experience
AAP or APRP accreditation is a plus

Benefits

Comp & perks

Annual incentive opportunity, potentially delivered as a mix of cash bonus and equity awards
Reasonable accommodation during the application and hiring process