Commercial Credit Analyst

Fremont Bank

. Analyze financial information and legal entity documentation for origination and renewal of small business loans .

Posted 10/26/2026full-timeLivermore • California • United StatesJuniorMid-Level💰 $34 - $46 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in analyzing financial information and legal documentation for small business loans, with strong communication skills for presenting findings and collaborating with internal and external stakeholders.

Highest-signal resume keywords

Financial AnalysisCredit Report AnalysisBusiness Financial StatementsCommunication SkillsBanking Experience

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial Information AnalysisLoan Credit MemorandaTax Return SpreadingPersonal Financial Statement AnalysisLoan Package PreparationKey Performance Indicator MonitoringCommercial Credit Card ProcessingCredit Policy AdherenceUnderwriting GuidelinesGlobal Cash Flow Understanding

Soft Skills

Verbal CommunicationWritten CommunicationCustomer ServiceTeam CollaborationFast-Paced Work Adaptability

Tools & Technologies

Spreading SoftwareOffice EquipmentComputer Systems

Industry Keywords

Small Business LoansBankingCredit AdministrationLoan UnderwritingPortfolio Management

About the role

Key responsibilities & impact

Analyze financial information and legal entity documentation for origination and renewal of small business loans
Present conclusions in high-level loan credit memoranda
Run and analyze personal credit reports
Spread tax returns and business financial statements
Analyze personal financial statements
Collect and control financial information and legal/entity documentation to complete loan packages
Communicate with internal business partners and third parties
Review borrower credit, including credit reports, personal and business financial statements, tax returns, and schedules of real estate owned
Assist in monitoring key performance indicators for portfolio loans through annual loan reviews
Process commercial credit card applications
Work with retail branches and private bankers to establish banking relationships and grow existing client relationships
Adhere to bank credit policy, underwriting guidelines, and credit appetite
Participate in credit administration from loan start through closing
Complete special projects and other assigned duties

Requirements

What you’ll need

Some college level work in Business/Finance/Accounting
Minimum of two years previous banking experience in administrative/analytical support
Strong verbal and written communication skills, including presenting at meetings
Preferred to have understanding of Global Cash Flow and Business Cash Flow
Preferred to have experience with business financial statements and spreading software
Ability to deliver excellent service to teammates, sales staff, and customers
Ability to work in a fast-paced environment while delivering accurate and quality work product
Ability to remain in a stationary position for extended periods
Frequent use of a computer and other office equipment
Ability to communicate effectively with colleagues and customers
Occasionally move or lift items up to 10 pounds

Benefits

Comp & perks

Medical, dental, and vision insurance
Flexible Spending Accounts (FSA, Dependent Care, Health Savings)
Employee Stock Ownership Plan (ESOP)
401(k) with employer match
Performance-based bonuses or incentives
Paid holidays, vacation, and sick time
Free personal checking and savings accounts
Home loan rate discounts
Tuition reimbursement and professional development resources
On-site gym and discounted health club memberships
Employee Assistance Program (EAP)