EVP, Chief Lending Officer

Fremont Bank

. Establish, lead, and execute the Bank’s enterprise lending strategy across commercial and residential lending .

Posted 10/5/2026full-timeLivermore • California • United StatesLead💰 $335,000 - $450,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive expertise in enterprise lending strategy, portfolio management, and regulatory compliance, with a strong focus on driving loan growth and optimizing performance. Proven ability to lead cross-functional teams, advise executive leadership, and develop strategic initiatives that align with organizational objectives.

Highest-signal resume keywords

Enterprise Lending StrategyPortfolio ManagementRegulatory ComplianceBusiness DevelopmentCredit Discipline

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Commercial LendingResidential LendingLoan ProductionPortfolio OptimizationCredit AdministrationRisk ManagementFinancial AnalysisMarket AnalysisPerformance MetricsRegulatory Requirements

Soft Skills

LeadershipRelationship ManagementStrategic CommunicationProblem-SolvingDecision-Making

Tools & Technologies

KPI DashboardsPortfolio Reporting ToolsLoan Management Systems

Certifications & Qualifications

Advanced Commercial Credit TrainingFormal Credit Certification

Industry Keywords

Banking ProductsCompliance StandardsCredit RiskLoan PolicyTreasury Management

About the role

Key responsibilities & impact

Establish, lead, and execute the Bank’s enterprise lending strategy across commercial and residential lending
Drive sustainable loan growth, optimize portfolio performance, and align lending activities with strategic objectives
Own the enterprise lending growth agenda and accountability for credit production, portfolio growth, client relationship expansion, pricing discipline, risk-adjusted profitability, asset quality, regulatory compliance, and long-term portfolio performance
Advise the President, Executive Leadership Team, and Board of Directors on lending strategy, portfolio performance, market opportunities, emerging credit risks, and long-term growth objectives
Present lending strategy, production performance, portfolio trends, market conditions, and strategic recommendations to the Board and committees
Recommend enhancements to lending policies, credit approval authorities, risk appetite, concentration limits, pricing strategies, and growth initiatives
Provide timely, transparent, and forward-looking reporting on portfolio performance, asset quality, regulatory developments, market conditions, and material credit risks
Participate in strategic planning and capital allocation discussions
Develop business objectives, performance expectations, production targets, risk parameters, and accountability routines
Evaluate market trends, client needs, competitive dynamics, and portfolio performance to recommend strategic actions, product direction, pricing, market focus, and resource allocation
Drive operating efficiencies, organizational design improvements, reporting discipline, analytics, and Board Committee materials
Assess macroeconomic conditions, interest rates, CRE and residential markets, liquidity pressure, regulatory expectations, competitive pricing, and borrower behavior
Lead culture, leadership capability, succession planning, talent acquisition, mentoring, performance management, and workforce planning across lending
Direct annual lending budgets, forecasts, production plans, and pipeline management
Own profitability drivers including loan production, portfolio balances, spread, fee income, expenses, pricing, pipeline conversion, and risk-adjusted returns
Establish and lead sales, marketing, referral, market expansion, and growth strategies
Use KPIs, dashboards, and management routines to evaluate performance and hold leaders accountable
Lead business development while maintaining credit discipline and alignment with risk appetite and loan policy
Integrate commercial, residential, credit, operations, treasury, wealth, branch, marketing, and compliance partners
Represent the Bank with clients, industry contacts, referral sources, centers of influence, and business partners
Partner with Marketing on advertising, events, and public relations
Set relationship management standards and oversee client reviews and needs assessments
Deliver customized banking solutions and value-added services to commercial and residential clients
Serve as a visible market leader and ambassador for the Bank
Broaden enterprise collaboration across lending and supporting functions to drive integrated client outcomes

Requirements

What you’ll need

Bachelor’s degree in Business Administration, Finance, Accounting, Economics, or related field required
MBA, Graduate School of Banking, Pacific Coast Banking School, ABA Stonier, or equivalent executive banking development preferred
Minimum of 15 years of progressive banking leadership experience with significant responsibility for lending strategy, business development, loan production, portfolio management, credit discipline, and executive-level results
Experience presenting to and advising Boards of Directors, Board Committees, executive leadership, and regulators
Advanced commercial credit training, formal credit certification, or equivalent demonstrated executive credit expertise preferred
Deep understanding of banking products, services, operations, and control expectations, including commercial and residential lending, deposit products, treasury management, loan operations, credit administration, compliance, and regulatory requirements
Experience leading lending at a community or regional bank of similar size and complexity, preferably with a multi-billion-dollar loan portfolio and direct Board or Board Committee exposure
Direct experience with commercial and residential loan origination best practices, lending operations, relationship management, loan pricing, concentration management, portfolio optimization, and portfolio management in a regulated environment
Experience managing through credit cycles, changing rate environments, liquidity pressure, regulatory examinations, market disruption, and evolving borrower behavior
Demonstrated ability to set clear and measurable objectives, delegate authority, differentiate performance, recognize outstanding performance, address performance gaps, and make organizational decisions that improve business outcomes
Sound judgment, objective decision-making, executive consultation, problem-solving, and ability to balance growth, profitability, client experience, regulatory expectations, and credit risk
Demonstrated ability to build and maintain trusted relationships with the Board, executive leadership, regulators, internal partners, external stakeholders, business partners, and relationship clients
Advanced knowledge of regulatory requirements, fair lending, compliance standards, loan policy, credit administration, portfolio reporting, and governance expectations applicable across consumer and business banking and lending
Ability to remain in a stationary position for extended periods
Frequent use of computers and other office equipment
Ability to communicate effectively with colleagues and customers
Occasionally move or lift items up to 10 pounds

Benefits

Comp & perks

Medical, dental, and vision insurance
Flexible Spending Accounts (FSA, Dependent Care, Health Savings)
Employee Stock Ownership Plan (ESOP)
401(k) with employer match
Performance-based bonuses or incentives
Paid holidays, vacation, and sick time
Free personal checking and savings accounts
Home loan rate discounts
Tuition reimbursement and professional development resources
On-site gym and discounted health club memberships
Employee Assistance Program (EAP)