Head of Consumer and Lending Compliance

Gemini

. Lead the compliance program for Gemini’s deposit and lending products, including its crypto rewards credit card and business credit card .

Posted 9/15/2026full-timeNew York City • Florida • United StatesLead💰 $150,500 - $215,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive expertise in compliance management for banking and lending products, with a strong focus on regulatory adherence and risk assessment. Proven ability to lead compliance programs, manage teams, and develop strategies that align with consumer-friendly practices.

Highest-signal resume keywords

Compliance Management System (CMS)Consumer Compliance Program OversightLending And Banking Laws KnowledgeRegulatory Risk AssessmentTeam Leadership In Compliance

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Compliance Program DevelopmentRegulatory ReportingRisk ManagementAudit ResponseConsumer Protection Regulations

Soft Skills

Strategic VisionCommunicationAdvisory SkillsProblem Solving

Certifications & Qualifications

CRCMJuris Doctor

Industry Keywords

UDAAPECOAFCRATILAFintech ComplianceConsumer BankingCredit Card OperationsVendor OversightFair LendingRegulatory Inquiries

About the role

Key responsibilities & impact

Lead the compliance program for Gemini’s deposit and lending products, including its crypto rewards credit card and business credit card
Create a comprehensive strategy to scale the program and support compliant, consumer-friendly product features
Oversee the consumer compliance program under applicable laws and regulations, including UDAAP, ECOA, FCRA, and TILA
Advise the credit card business and other banking and lending products on product development, product changes, and marketing initiatives
Manage compliance professionals responsible for monitoring and testing, complaint management, third-party oversight, issue management, reporting, and customer-facing communications
Report regularly to the Board of Managers and governance committees
Serve as liaison between Gemini and its sponsor bank partner
Respond to audits, examinations, and regulatory inquiries related to credit card operations
Oversee risk assessments for consumer banking products and manage identified risks cross-functionally
Serve as Fair Lending Officer and oversee the fair lending program
Ensure oversight of vendors and third parties presenting compliance or regulatory risk
Oversee remediation plans for high-priority issues
Monitor regulatory changes, industry developments, and best practices
Advise Gemini staff on compliance policies and subject matter

Requirements

What you’ll need

Bachelor's degree. CRCM or Juris Doctor preferred
10+ years of compliance experience in credit, banking, fintech, or other financial regulatory compliance industry and at least 4+ years of experience overseeing a consumer compliance program is a must
Experience supporting a fast-scaling business
Possess deep knowledge and real world application of all lending and banking laws and regulations including UDAAP, TILA, TISA, ECOA, FCRA, EFTA, MLA, SCRA, GLBA, and CAN-SPAM
Proven track record of providing oversight and strategic vision for the entirety of a Compliance Management System (CMS)

Benefits

Comp & perks

Competitive starting pay
A discretionary annual bonus
Long-term incentive in the form of a new hire equity grant
Comprehensive health plans
401K with company matching
Paid Parental Leave
Flexible time off