Lead Credit Risk Analyst – Distressed Merchant Resolutions

Global Payments Inc.

. Drive sound credit decisions supporting sustainable business growth while protecting against financial, operational and reputational risk .

Posted 10/12/2026full-timeCincinnati • Ohio • United StatesSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in credit analysis, risk assessment, and financial underwriting, with a strong focus on making data-driven decisions that balance risk management and business growth. Proven ability to mentor teams and influence portfolio quality while navigating complex credit scenarios.

Highest-signal resume keywords

Credit AnalysisRisk AssessmentFinancial UnderwritingAnalytical SkillsCommunication Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit RecommendationsRisk InsightsDeal StructuringCredit PoliciesFinancial AcumenData-Driven Decision MakingComplex Business EvaluationMerchant Relationship Analysis

Soft Skills

MentoringInfluencingJudgmentContinuous LearningHigh-Performance Decision-Making

Certifications & Qualifications

Bachelor's Degree

Industry Keywords

Financial RiskOperational RiskReputational RiskPortfolio QualityBusiness Growth

About the role

Key responsibilities & impact

Drive sound credit decisions supporting sustainable business growth while protecting against financial, operational and reputational risk
Identify, quantify and mitigate exposure across complex merchant opportunities
Provide expert credit recommendations, risk insights and deal structuring
Strengthen credit policies, frameworks and risk practices
Mentor analysts and build a culture of continuous learning, accountability and high-performance decision-making
Evaluate sophisticated credit scenarios and complex merchant relationships and transactions
Influence portfolio quality, business growth and client success

Requirements

What you’ll need

Bachelor's Degree in Finance, Accounting, Statistics, Business or a related field
Strong analytical and financial acumen
Significant experience in credit analysis, risk assessment or financial underwriting
Proven success evaluating complex business and merchant relationships
Ability to make independent, data-driven decisions balancing risk management and business growth
Strong communication and influencing skills
Experience explaining complex credit recommendations and negotiating risk-based business terms
Ability to navigate ambiguity, exercise sound judgment and deliver high-quality outcomes on complex, high-impact decisions
If working in the United States, successful completion of a drug test following a conditional offer

Benefits

Comp & perks

Hybrid work arrangement
Equal opportunity employer
Reasonable accommodations during the hiring process and to perform essential job functions
Dynamic career opportunities and professional growth
Mentoring and learning opportunities within inclusive global teams