Dealer Services Operations – Indirect Funding Specialist

Golden 1 Credit Union

. Perform advanced indirect processing functions, including application review, stipulation validation, document review, collateral verification, troubleshooting, escalation support, and fulfillment coordination .

Posted 11/10/2026full-timeRemote • California • United StatesMid-LevelSenior💰 $28 - $35 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in indirect vehicle loan processing, including application review, funding execution, and compliance oversight. Proficient in coordinating with various stakeholders and resolving discrepancies while ensuring accuracy and regulatory adherence.

Highest-signal resume keywords

Indirect Vehicle Loan ProcessingFunding ExecutionCompliance ReviewException ResolutionOperational Controls

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Application ReviewDocument ReviewCollateral VerificationFinal AuditReconciliationFunding DisbursementQuality ReviewTroubleshootingStipulation ValidationFunding Reporting

Soft Skills

CommunicationMentoringCollaborationProblem-SolvingAttention to Detail

Certifications & Qualifications

Regulatory Training

Industry Keywords

Indirect LendingDealer ServicesConsumer Loan ProcessingFinancial ServicesRegulated Operations

About the role

Key responsibilities & impact

Perform advanced indirect processing functions, including application review, stipulation validation, document review, collateral verification, troubleshooting, escalation support, and fulfillment coordination
Review vehicle loan packages for completeness, accuracy, approval alignment, and funding readiness
Validate membership, applicant, collateral, title, registration, trade, insurance, payoff, terms, and supporting-document information
Conduct final quality, contract, and compliance reviews before releasing funds
Execute dealer, refinance-partner, and approved indirect loan funding and disbursement
Validate payees, proceeds, fees, reserves, general-ledger allocations, payoff amounts, and disbursement totals
Research and resolve funding exceptions, documentation deficiencies, contract discrepancies, system issues, failed or duplicate disbursements, booking errors, and reconciliation items
Coordinate corrective actions with Processing, Underwriting, Dealer Services leadership, Loan Servicing, Accounting, Fraud Prevention, Compliance, Enterprise Applications, and third-party providers
Communicate requirements, status, ownership, and next steps to dealers, refinance partners, processors, and internal partners
Monitor funding queues, aging, exceptions, unresolved items, and service or financial-accuracy risks
Support reconciliation activities, funding reports, missing-reserve research, post-funding reviews, and control reporting
Recommend improvements to procedures, job aids, training, automation, and workflow design
Participate in user acceptance testing, system upgrades, new product or partnership implementations, and funding/booking-change validation
Mentor and cross-train processors and peers
Complete required regulatory training and other assigned duties

Requirements

What you’ll need

H.S. Diploma or General Education Degree (GED) required
Associate’s Degree in business, finance, accounting, or a related field preferred
Equivalent relevant experience may be considered
5+ years of related indirect lending, dealer services, consumer loan processing, funding, financial services, or regulated operations experience preferred
Demonstrated experience with indirect vehicle loan contracts, collateral documentation, final audit, funding execution, booking, reconciliation, exception resolution, and operational controls required
Must reside in California
Must satisfy background screening requirements of the Federal Credit Union Act
Must complete required regulatory training

Benefits

Comp & perks

Comprehensive compensation package
Well-being and work-life balance programs
Career development and growth
Rewards and recognition
Diversity, Equity and Inclusion commitment