Credit Portfolio Manager

GreatAmerica Financial Services

. Perform credit underwriting, ongoing portfolio administration, and credit quality oversight for an assigned portfolio.

Posted 10/27/2026full-timeCedar Rapids • Iowa • United StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit underwriting, financial analysis, and risk assessment while effectively managing relationships and ensuring compliance with regulatory requirements. Proficient in analyzing complex financial statements and providing insightful portfolio reporting and analytics.

Highest-signal resume keywords

Credit UnderwritingFinancial AnalysisRisk AssessmentCommercial Lending Best PracticesRegulatory Compliance

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AnalysisFinancial Statement AnalysisLoan StructuringCovenant MonitoringPortfolio AdministrationCredit Risk PrinciplesDocument ComplianceCredit Memorandum PreparationEconomic Environment ResearchProblem Loan Reporting

Soft Skills

Communication SkillsInterpersonal SkillsOrganizationAttention to DetailPersuasive Advocacy

Industry Keywords

Commercial CreditCommunity BankingPrivate BankingBSAAMLCIPOFACFinancial ReportingRisk AppetiteBorrowing Transactions

About the role

Key responsibilities & impact

Perform credit underwriting, ongoing portfolio administration, and credit quality oversight for an assigned portfolio.
Partner with Credit Leadership, Business Operations, and Business Development to identify, monitor, and manage risks according to credit policy, regulatory requirements, and risk appetite.
Support new originations, renewals, annual reviews, covenant monitoring, and exception resolution.
Monitor and service commercial obligations through annual servicing reviews and exception clearing.
Oversee document compliance, covenant compliance, and financial reporting requirements; resolve exceptions timely.
Contact borrowers and vendors to obtain updated financial information and maintain current documentation.
Analyze financial information to evaluate the creditworthiness of ongoing exposure.
Grade portfolio risks and recommend risk-grade adjustments as circumstances change.
Gather and analyze credit information, prepare business and personal financial statement spreads, and write summaries with financial trend, cash flow, and collateral analysis.
Underwrite commercial credit requests and recommend loan structures by assessing financial condition, credit risks, and mitigating factors.
Assist with problem loan reports and loan workouts.
Review third-party reports including appraisals, environmental reports, and credit bureau reports.
Research economic environments, business and industry cycles, and management and operations to assess non-financial risks.
Ensure large commercial relationships comply with state and federal regulations and bank policies.
Build and maintain relationships with internal business partners.
Undertake special projects and continuously update skills through professional training and cross-training.
Follow corporate policies, procedures, federal and state regulations, and laws.
Support identification, detection, and deterrence of unlawful activities under BSA, AML, CIP, and OFAC requirements.
Perform credit underwriting and risk assessment for new transactions, renewals, extensions, and amendments, including preparing credit memorandums.
Provide portfolio reporting, analytics, and ad hoc analysis to Credit Leadership.
Promote GreatAmerica Principles and Standards.
Perform other related duties as assigned.

Requirements

What you’ll need

Bachelor’s degree in Business, Finance, Accounting, or related field.
Five (5) or more years of commercial credit analysis experience, preferably in a community banking or private banking setting that includes analyzing, negotiating, and/or structuring borrowing transactions
Extensive experience in analyzing complex financial statements and tax returns.
Credit analysis training or experience appropriate for the job requirements.
Highly developed communication and presentation skills, including the ability to write clear and concise credit correspondence and to convey complex information clearly and concisely.
Strong interpersonal skills with emphasis on relationship building both internally and with GreatAmerica Bank clients and prospects.
Strong organization, prioritization, and time management.
Attention to detail and sound judgment.
Ability to advocate persuasively
Broad knowledge of credit principles and commercial lending best practices.
Capability to independently and proactively manage various relationships and effectively manage multiple priorities.
Working knowledge of credit risk principles, financial analysis, and loan/lease documentation.
Applicants must be authorized to work for any employer in the U.S.
Employment visa sponsorship is unavailable.

Benefits

Comp & perks

Competitive Compensation
Monthly Bonuses for Eligible Employees
401(k) and Company Match
Annual Profit Sharing
Paid Time Off
Paid Vacation
Paid Sick Days
Paid Holidays
Gym Reimbursement
Health Insurance
Dental Insurance
Vision Insurance
Short-Term and Long-Term Disability
Company Paid Life Insurance
Flexible Spending Accounts (FSA)
Health Savings Accounts (HSA)
Employee Assistance Program
Parental Leave
Tuition Assistance
Networking Opportunities
Leadership Development Opportunities
Paid Parking
Service Awards
Hybrid work arrangements
Business casual environment