Indexed Annuity Product Investment Management Lead

Guardian Life

. Drive the index and crediting strategy agenda across Guardian's FIA and RILA portfolio, including index menus, term lengths, and crediting methods .

Posted 10/21/2026full-timeUnited StatesSenior💰 $132,420 - $217,545 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in index and crediting strategy development, investment analysis, and regulatory compliance within the FIA and RILA portfolio. Proven ability to engage with stakeholders, manage complex projects, and provide market-facing insights to drive product strategy and performance.

Highest-signal resume keywords

Index ConstructionAnnuity PricingInvestment Strategy DevelopmentRegulatory ComplianceFinancial Acumen

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

DerivativesHedgingIndexed Crediting MechanicsOptions PricingData Analysis

Soft Skills

Executive CommunicationAnalytical CapabilityOrganizational SkillsInfluencing SkillsFacilitation Skills

Tools & Technologies

AI ToolsIndex Licensing Management

Certifications & Qualifications

CFAFRMActuarial Credentials

Industry Keywords

FIARILAInvestment BanksAsset ManagementMarket-Facing Expertise

About the role

Key responsibilities & impact

Drive the index and crediting strategy agenda across Guardian's FIA and RILA portfolio, including index menus, term lengths, and crediting methods
Recommend index additions, replacements, and retirements aligned with product strategy
Lead research and development on new indices and investment strategies
Engage with index providers, investment banks, and asset management partners
Assess internal and operational implications of proposed indices
Evaluate indices based on construction, historical and expected behavior, volatility control mechanics, option cost, hedgeability, illustration eligibility, and advisor/client use cases
Partner with Annuity Pricing, Hedging, and ALM on option budgets, hedge feasibility, and custom versus benchmark index economics
Support monthly new business and renewal rate-setting with competitive and investment perspectives
Monitor and explain index and strategy performance across new business and the in-force block
Partner with marketing on materials explaining results and opportunities to advisors, wholesalers, and clients
Serve as market-facing subject matter expert on investment and crediting strategies
Support wholesaler training, firm and home-office conversations, due diligence requests, and advisor education
Negotiate and manage index licensing relationships with Legal, Compliance, and Sourcing
Coordinate operational and regulatory requirements for index disclosures, contracts, prospectuses, illustrations, marketing materials, and state filings
Account for jurisdictional and regulatory constraints in strategy design
Conduct due diligence on variable annuity fund management
Provide investment thought leadership to other annuity product teams
Bring competitive intelligence on carrier index menus, crediting innovation, and rate positioning into product and rate-setting decisions
Report to the Head of Indexed Annuities
Travel may be required up to 10%

Requirements

What you’ll need

Bachelor's degree (preferred), or equivalent related work experience
5+ years of experience in investments, derivatives, hedging, annuity pricing, or index-linked product management
Working knowledge of index construction, options and option pricing, hedge budgets, and indexed crediting mechanics including caps, participation rates, spreads, buffers, floors, and triggers
Strong executive and technical communication skills
Comfort and credibility in market-facing settings, including wholesaler enablement, firm due diligence, and advisor education
Strong analytical capability, financial acumen, and sound business judgment
Rigorous attention to accuracy in data, performance figures, and competitive comparisons
Excellent influencing, organizational, and facilitation skills
Ability to manage several dissimilar projects concurrently and prioritize appropriately in a fast-paced, matrixed environment
Direct FIA and/or RILA experience preferred
Familiarity with index provider relationships, licensing agreements, and disclosure and filing obligations preferred
Experience leveraging AI tools preferred
Must be legally authorized to work in the United States without employer sponsorship now or at any time in the future
CFA, FRM, or actuarial credentials are a plus

Benefits

Comp & perks

Skill-building opportunities
Leadership development
Philanthropic opportunities
Contemporary, supportive, flexible, and inclusive benefits and resources
Benefits for full-time eligible employees
Reasonable workplace accommodations
Annual, sales, or other incentive compensation may be available