Retirement Compliance Specialist

Gusto

. Serve as the ERISA/compliance escalation point for Conversion Ops and Sales on complex plan provisions, eligibility questions, and Adoption Agreement interpretation .

Posted 9/15/2026full-timeDenver • Arizona • United StatesMid-LevelSenior💰 $74,285 - $91,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in ERISA compliance and 401(k) plan administration, with a strong ability to translate complex legal documents into actionable guidance. Proficient in developing training materials and leveraging AI tools to enhance operational efficiency and accuracy in plan review processes.

Highest-signal resume keywords

ERISA Compliance Expertise401(k) Plan AdministrationPlan Document ReviewAI Tool UtilizationCross-Functional Collaboration

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Plan Review ProcessIRS Regulations KnowledgeAdoption Agreement InterpretationOperational Guidance DevelopmentQuality Assurance

Soft Skills

Strong Communication SkillsAttention to DetailOrganizational Skills

Tools & Technologies

AI-Assisted ToolsInternal Tooling Development

Certifications & Qualifications

QKAQPACRPSC(k)P

Industry Keywords

Defined Contribution PlansCompliance WorkflowsRetirement Plan RegulationsTraining Material Development

About the role

Key responsibilities & impact

Serve as the ERISA/compliance escalation point for Conversion Ops and Sales on complex plan provisions, eligibility questions, and Adoption Agreement interpretation
Own end-to-end quality assurance for the plan review process, validating each build against the signed Adoption Agreement and developing internal tooling and business rules to support review at scale
Conduct plan reviews for new and converting 401(k) plans, translating complex legal plan documents into clear, accurate guidance for internal teams and customers
Build and deliver internal training and reference materials for Conversion Ops, Sales, and Customer Experience teams
Partner with Legal & Compliance on regulatory interpretation and sign-off for higher-risk plan changes
Identify and champion opportunities to use AI tools and automation to reduce manual review time while strengthening accuracy across plan setup and compliance workflows
Serve as a subject-matter expert on ERISA compliance and 401(k) plan administration
Provide independent quality assurance, training, complex corrections, and consultation on ambiguous or high-risk plan provisions
Work closely with Conversion Ops, Sales, and Legal & Compliance
Help shape tools and processes used by the broader organization

Requirements

What you’ll need

3–5 years of experience in 401(k)/defined contribution plan administration, compliance, or ERISA
Strong working knowledge of IRS and ERISA regulations governing retirement plans, including eligibility, testing, and corrections
Experience reviewing plan documents, including Adoption Agreements and plan provisions, and translating them into operational guidance
Comfort partnering cross-functionally with Sales, Conversion Ops, and Legal & Compliance on ambiguous, escalated issues
Strong written and verbal communication skills, able to distill complex ERISA concepts for audiences without a compliance background
Experience building training materials or documentation for non-specialist teams
AI literacy: comfortable using and helping refine AI-assisted tools for plan review and setup, and identifying where automation can responsibly take on routine work
Exceptional attention to detail and organizational skills, even under deadline pressure
Professional designations such as QKA, QPA, CRPS, or C(k)P are a plus, but not required

Benefits

Comp & perks

Competitive base pay
Health insurance
401(k)s
HR support
Equity (RSUs)
Benefits
Secure, reliable, and consistent internet connection required when approved to work from a non-office location
Equal opportunity employer
Reasonable accommodations for qualified individuals with disabilities and disabled veterans