Mortgage Loan Originator

Hancock Whitney

. Originate portfolio, secondary market conventional, FHA, VA, and RD loans compliant with investor requirements and applicable laws .

Posted 10/26/2026full-timeDiamondhead • Mississippi • United StatesJuniorMid-LevelWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in mortgage origination, compliance with federal and state regulations, and effective communication with clients and stakeholders. Proficient in managing loan pipelines and delivering timely documentation while maintaining strong referral networks.

Highest-signal resume keywords

Mortgage Origination ExperienceNational Mortgage Licensing System RegistrationKnowledge of Mortgage Laws and RegulationsSales ExperienceExcellent Communication Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Mortgage OriginationLoan Application ProcessingCompliance DocumentationUnderwriting Policies KnowledgeAnalytical Skills

Soft Skills

Customer Service SkillsOrganizational SkillsPresentation SkillsAbility to Work Under StressInterpersonal Skills

Tools & Technologies

Microsoft WordMicrosoft ExcelMicrosoft PowerPointMicrosoft AccessMicrosoft Outlook

Certifications & Qualifications

National Mortgage Licensing System Registration

Industry Keywords

FHA LoansVA LoansRD LoansBank Secrecy ActInvestor Guidelines

About the role

Key responsibilities & impact

Originate portfolio, secondary market conventional, FHA, VA, and RD loans compliant with investor requirements and applicable laws
Promote Bank products and services to existing and potential community clients
Provide expert mortgage advice to potential borrowers
Stay current with underwriting policies, investor guidelines, laws, regulations, and mortgage industry changes
Develop and maintain referral networks with Bank associates and external sources such as Realtors and Builders
Manage a clean loan pipeline and coordinate daily with Processors, Underwriters, and Closers
Deliver compliance documents and disclosures on time
Collect complete loan applications and required documentation
Prepare borrowers and keep all transaction parties updated
Inform applicants of closing costs
Coordinate closings with borrowers, closing agents, Realtors, and others
Interview applicants about income, debt, and credit history
Determine whether applicants meet establishment standards
Answer applicant questions and obtain authorization signatures
Submit applications to Mortgage Loan Processors for verification
Resolve application discrepancies
Inform applicants of loan denial or acceptance
Keep Bank associates informed of industry changes and collaborate with other business lines
Maintain compliance knowledge and familiarity with related products and services
Comply with applicable federal, state, and local banking and industry laws and regulations, including the Bank Secrecy Act

Requirements

What you’ll need

2 years of sales experience required
2+ years of mortgage origination experience preferred
National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008 required upon active employment, with immediate registration and annual renewal
Knowledge of mortgage laws, procedures, rules, and regulations at federal, state, local, and bank-wide levels
Ability to learn or knowledge of Microsoft Word, Excel, PowerPoint, Access, and Outlook
Excellent communication, analytical, customer service, and organizational skills
Ability to work effectively with all levels of personnel
Strong presentation skills
Ability to travel if required
Ability to work under stress and meet deadlines
Ability to operate related equipment
Ability to read and interpret documents
Ability to lift/move/carry approximately 10 pounds if required
Bachelor’s Degree preferred