Mortgage Loan Originator

Hancock Whitney

. Originate portfolio loans, secondary market conventional, FHA, VA, and RD loans compliant with investor requirements and applicable laws .

Posted 10/30/2026full-timeLake Charles • Louisiana • United StatesJuniorMid-LevelWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in mortgage origination, compliance with mortgage laws and regulations, and effective communication with clients and stakeholders. Proficient in managing loan applications and maintaining a clean pipeline while delivering exceptional customer service.

Highest-signal resume keywords

Mortgage Origination ExperienceKnowledge Of Mortgage LawsNational Mortgage Licensing System RegistrationSales ExperienceExcellent Communication Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Mortgage OriginationLoan Application ProcessingCompliance DocumentationPipeline ManagementCredit History AnalysisClosing CoordinationAnalytical SkillsCustomer ServiceDocumentation CollectionProblem Resolution

Soft Skills

Organizational SkillsPresentation SkillsAbility To Work Under StressInterpersonal SkillsAbility To Collaborate

Tools & Technologies

Microsoft WordMicrosoft ExcelMicrosoft PowerPointMicrosoft AccessMicrosoft Outlook

Certifications & Qualifications

National Mortgage Licensing System Registration

Industry Keywords

FHA LoansVA LoansConventional LoansPortfolio LoansInvestor GuidelinesUnderwriting PoliciesReferral NetworksClosing CostsLoan DenialLoan Acceptance

About the role

Key responsibilities & impact

Originate portfolio loans, secondary market conventional, FHA, VA, and RD loans compliant with investor requirements and applicable laws
Promote Bank products and services to existing and potential community clients
Provide expert mortgage advice to potential borrowers
Stay current with underwriting policies, investor guidelines, applicable laws and regulations, and mortgage-industry changes
Develop and maintain referral networks with Bank associates and external sources such as Realtors, Builders, friends, and family
Manage a clean pipeline of loans in process and coordinate daily with Processors, Underwriters, and Closers
Deliver compliance documents and disclosures in a timely manner
Take complete loan applications and collect required documentation
Prepare borrowers for the process and keep all parties updated on application developments and status
Inform applicants of closing costs
Coordinate closings with borrowers, closing agents, Realtors, and others
Interview applicants to document income, debt, and credit history
Determine whether applicants meet established standards
Answer applicant questions and obtain signatures on authorization forms
Submit applications to Mortgage Loan Processors for verification
Resolve application discrepancies with applicants and other parties
Inform applicants of loan denial or acceptance
Keep Bank associates informed about industry changes and collaborate with other lines of business
Maintain compliance knowledge and working knowledge of products and services from other business lines and Bank affiliates

Requirements

What you’ll need

2 years of sales experience required
Bachelor’s Degree preferred
2+ years of Mortgage origination experience preferred
Must register or re-register with the National Mortgage Licensing System and Registry (NMLS) under the SAFE Act of 2008 upon active employment; continued employment is contingent on successful registration and annual renewal
Knowledge of all Mortgage laws, procedures, rules, and regulations on federal, relevant state, local, and bank-wide bases
Ability to learn or knowledge of Microsoft Word, Excel, PowerPoint, Access, and Outlook
Excellent communication, analytical, customer service, and organizational skills
Ability to work effectively with all levels of personnel
Strong presentation skills
Ability to travel if required
Ability to work under stress and meet deadlines
Ability to operate related equipment
Ability to read and interpret documents
Ability to lift/move/carry approximately 10 pounds if required