Underwriting Specialist, Technology – Small Commercial Lines

Hanover

. Identify, solicit, underwrite, and sell new and renewal Technology accounts .

Posted 9/29/2026full-timeUnited StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in underwriting principles, risk assessment, and pricing methodology, with a strong focus on Technology specialty coverages. Proven ability to analyze financial reports, manage a complex book of business, and build relationships with stakeholders to drive profitable growth.

Highest-signal resume keywords

Underwriting PrinciplesRisk AssessmentSalesforce ProficiencyNegotiation SkillsTechnology Specialty Coverages

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

UnderwritingRisk SelectionCoverage AnalysisLoss AnalysisPricing MethodologyFinancial AnalysisData AnalysisPortfolio ManagementComplianceHazard Identification

Soft Skills

Verbal CommunicationWritten CommunicationPresentation SkillsTeam OrientationJudgment

Tools & Technologies

SalesforceUnderwriting SystemsOBIEE

Industry Keywords

Commercial Lines UnderwritingTechnology AccountsCyber LiabilityProfessional LiabilityState Regulations

About the role

Key responsibilities & impact

Identify, solicit, underwrite, and sell new and renewal Technology accounts
Drive profitable growth aligned with Technology appetite and mix goals
Apply technical, sales, and analytical skills to provide insurance solutions
Use internal and external data to make individual and portfolio risk decisions
Advise core underwriters on technology risk appetite and liability, professional, and cyber exposures
Operate within a standard letter of authority while managing a moderately complex book of business
Apply risk selection, hazard identification, coverage analysis, and loss analysis
Use underwriting tools and guidelines to ensure compliance and profitability
Analyze pricing, exposure, financial information, and competitive positioning
Ask questions to identify the full scope of operations and exposures
Complete file documentation and articulate account decisions
Follow CAT guidelines and maintain underwriting discipline
Provide accurate rating instructions before proposal generation
Manage the assigned portfolio for premium, profitability, retention, industry mix, and new business goals
Analyze financial reports and insurance performance metrics, including OBIEE
Prepare and review adverse underwriting decisions, rate appeals, and declinations
Identify, pipeline, negotiate, and close accounts aligned with Technology and branch strategies
Profile agency partners and market capabilities to agents
Build relationships and secure commitments through negotiation
Identify cross-sell opportunities and partner with other business units
Execute sales practices using Salesforce and other tools
Deliver sales presentations to agents and customers
Collaborate with Claims, Risk Solutions, and Operations
Develop and implement Territory Business Plans for agency partners
Maintain assigned work schedules and attend onsite activities, meetings, or training when required by business needs

Requirements

What you’ll need

Bachelor’s degree or equivalent experience
3–7+ years in standard commercial lines underwriting
Experience with accounts $100K+ preferred
Strong knowledge of underwriting principles, pricing methodology, and risk assessment
Exceptional verbal, written, and presentation skills
Ability to consult effectively with internal and external stakeholders
Skilled in exercising sound judgment, negotiating effectively, and making informed business decisions
Ability to learn quickly, adapt to change, and manage multiple priorities in a fast-paced environment
Strong team orientation; fosters inclusion and respect for diverse perspectives
Proficient in prioritization, desk management, and meeting deadlines
Proficiency in underwriting systems/tools
Regular, predictable, and reliable attendance
Ability to communicate via phone, email, Teams, and in-person interactions as required
Ability to maintain sound judgment and attention to detail while managing multiple priorities under pressure
Ability to underwrite and price Technology specialty coverages such as products, professional, and cyber liability with some guidance on more complex exposures
Knowledge of state/territory regulations and trends

Benefits

Comp & perks

Flexible work arrangements, including hybrid or fully remote work
Reasonable accommodations consistent with applicable law
Travel opportunities/coverage based on business needs