Commercial Banking Team Leader

Heritage Bank NW

. Manage the overall financial performance and operations of an assigned commercial banking team and market area .

Posted 9/17/2026full-timeBoise • Idaho • United StatesSenior💰 $158,739 - $238,109 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates advanced knowledge in business development, credit underwriting, and loan structuring, with a strong focus on managing commercial banking operations and achieving financial performance goals. Proven ability to lead teams, develop staff, and build strategic relationships to enhance portfolio growth and maintain credit quality.

Highest-signal resume keywords

Commercial Banking ExperienceBusiness DevelopmentCredit UnderwritingLeadership and Team ManagementFinancial Analysis and Modeling

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit QualityLoan StructuringCommercial Real Estate LendingC&I Lending PracticesBusiness and Financial AnalysisLoan Portfolio ManagementCredit AnalysisProblem Loan WorkoutsStrategic PlanningPerformance Management

Soft Skills

Relationship ManagementInfluencing SkillsEffective CommunicationStrategic Problem-SolvingTime Management

Tools & Technologies

MS Office SuiteAutomated Financial Systems

Certifications & Qualifications

Formal Credit TrainingPacific Coast Banking School Graduate

Industry Keywords

Banking RegulationsCommercial LawUCCLoan ApprovalsMarket AnalysisReferral Networks

About the role

Key responsibilities & impact

Manage the overall financial performance and operations of an assigned commercial banking team and market area
Develop and implement a business plan to grow the market area's portfolio while maintaining credit quality standards
Establish and service a sound loan portfolio through new business development and expansion of existing relationships
Achieve or exceed portfolio, production and annual performance goals
Participate in strategic planning and coordinate marketing and promotional programs
Meet with bankers to establish, monitor and achieve individual goals supporting the Bank's strategic plan
Maintain awareness of competitive products, practices, rates and local market changes
Build partnerships across Bank lines of business to support referrals and sales
Manage expenses within or under budget and contribute to bank profitability
Develop and maintain quality loan and deposit portfolios
Counsel clients on business plans and strategies
Conduct prospecting, cold calling, customer visits and outside business development
Assist the team with customer calls, transaction negotiations, cross-selling and loan approvals
Analyze and screen loan requests; prepare and present credit analyses and recommendations
Negotiate loan terms and conditions with Credit Administration
Achieve growth goals for loans, deposits and fees
Monitor credits through periodic reviews, analysis, credit-quality grading and documentation
Maintain client contact and remedy loan deficiencies
Prepare and present required loan reports
Analyze borrower creditworthiness and approve loans within lending authority or recommend higher-level approvals
Monitor borrower performance and identify developing problems
Develop strategies for troubled credits and assist with problem-loan workouts
Monitor past-due reports and recommend risk-rating, administrative-status, non-accrual or charge-off changes
Complete quarterly reports for loans on administrative status
Maintain knowledge of commercial law, UCC, banking regulations and policies
Represent the Bank at community functions and build referral networks
Provide direct reports with tools and authority to perform their functions
Develop staff through goal-setting, coaching, delegation, training, counseling and performance management
Recommend staffing levels and approve personnel actions with the Regional Manager and Human Resources
Conduct timely performance reviews and salary recommendations

Requirements

What you’ll need

Bachelor's degree in Business, Finance, Accounting or relevant discipline preferred
8+ years of recent and progressively responsible commercial banking experience
Minimum of 2–3 years of recent supervisory/leadership experience managing a team of bankers and support staff required
Advanced knowledge of business development, credit underwriting, loan structuring, credit quality, commercial real estate and C&I lending practices
Formal credit training and/or Pacific Coast Banking School Graduate or equivalent highly desired
Equivalent combination of education, management experience, and training may be considered
Demonstrated business development and sales success
Leadership, managerial, employee development, performance management, training and counseling skills
Strong relationship management, influencing, networking and relationship-building skills
Effective listening, verbal, written and telephone business communication skills
Ability to read, write, speak and understand English well
Strategic problem-solving and decision-making ability
Strong planning, organizational, time-management and follow-up skills
Business and financial analysis and modeling skills
Understanding of financial accounting, income statements and balance sheets
Ability to analyze, synthesize and report information accurately
Knowledge of principles, procedures, requirements, regulations and policies related to assigned oversight area
Proficiency with MS Office products, including Word, Excel and Outlook
Working knowledge of automated financial systems and ability to learn new technologies
Regular attendance, punctuality and adherence to schedule
Willingness to work flexible/rotating schedules, extended hours and assist at other locations or remotely as needed
Willingness to travel up to 50%, including possible overnight travel
Valid driver's license, proof of insurance and reliable transportation, or an alternative transportation method

Benefits

Comp & perks

Medical insurance
Dental insurance
Vision insurance
Life insurance
401(k)
Community volunteer time
Minimum of 10 paid vacation days annually
Eight hours of paid sick leave per month
11 paid holidays each calendar year
Annual float day
Total rewards package with potential monthly, quarterly or annual incentive and/or bonuses
Flexible and/or rotating schedule
Extended hours as needed
Travel and overnight travel availability