Heritage Bank NW

Team Leader

• Manage the overall financial performance and operations of an assigned commercial banking team and market area
• Develop and implement a business plan to grow the market area's portfolio while maintaining credit quality standards
• Establish and service a sound loan portfolio through new business development and expansion of existing relationships
• Achieve or exceed portfolio, production and annual performance goals
• Participate in strategic planning and coordinate marketing and promotional programs
• Meet with bankers to establish, monitor and achieve individual goals supporting the Bank's strategic plan
• Maintain awareness of competitive products, practices, rates and local market changes
• Build partnerships across Bank lines of business to support referrals and sales
• Manage expenses within or under budget and contribute to bank profitability
• Develop and maintain quality loan and deposit portfolios
• Counsel clients on business plans and strategies
• Conduct prospecting, cold calling, customer visits and outside business development
• Assist the team with customer calls, transaction negotiations, cross-selling and loan approvals
• Analyze and screen loan requests; prepare and present credit analyses and recommendations
• Negotiate loan terms and conditions with Credit Administration
• Achieve growth goals for loans, deposits and fees
• Monitor credits through periodic reviews, analysis, credit-quality grading and documentation
• Maintain client contact and remedy loan deficiencies
• Prepare and present required loan reports
• Analyze borrower creditworthiness and approve loans within lending authority or recommend higher-level approvals
• Monitor borrower performance and identify developing problems
• Develop strategies for troubled credits and assist with problem-loan workouts
• Monitor past-due reports and recommend risk-rating, administrative-status, non-accrual or charge-off changes
• Complete quarterly reports for loans on administrative status
• Maintain knowledge of commercial law, UCC, banking regulations and policies
• Represent the Bank at community functions and build referral networks
• Provide direct reports with tools and authority to perform their functions
• Develop staff through goal-setting, coaching, delegation, training, counseling and performance management
• Recommend staffing levels and approve personnel actions with the Regional Manager and Human Resources
• Conduct timely performance reviews and salary recommendations

Commercial Banking Team Leader

Risk

• Maintain the day-to-day functionality of the Third-Party Risk Management program
• Coordinate and oversee risk assessments and due diligence for new and existing vendors
• Monitor vendor performance, contract compliance, and risk posture
• Maintain the vendor management solution, including vendor inventory, risk ratings, and documentation repository
• Support managers in maintaining current and accurate business continuity plans
• Assist with BCP updates and documentation of key processes and dependencies
• Guide and coordinate department-level business continuity tests
• Track completion of updates, testing, and related documentation
• Maintain the business continuity management solution
• Coordinate and administer the organization’s security awareness program
• Manage annual training and targeted education initiatives
• Track completion metrics and report on effectiveness
• Support Security Officers
• Support risk managers in maintaining program infrastructure
• Help facilitate risk administration reporting and training
• Perform additional duties as assigned to support team and organizational goals

Commercial Banking Team Leader

Risk Administrator