Director, Risk

Hotel Engine

. Build and own Engine’s risk tolerance framework, including delinquency guardrails, fraud rate targets, and escalation thresholds .

Posted 9/28/2026full-timeRemote • United StatesLead💰 $171,000 - $202,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in building and governing risk frameworks, translating risk policies into product logic, and leading cross-functional teams in a fintech environment. Proficient in managing compliance obligations and communicating risk insights to executive stakeholders.

Highest-signal resume keywords

Risk Framework DevelopmentCredit ExperienceBSA/AML ComplianceExecutive CommunicationTeam Leadership

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Risk Tolerance FrameworkFraud Rate TargetsOperational Risk ManagementProduct Logic TranslationRisk Reporting InfrastructureP&L Language TranslationEscalation ThresholdsDelinquency GuardrailsGovernance Layer DefinitionAutomation of Risk Controls

Soft Skills

Cross-Functional InfluenceLeadership CommunicationBusiness Growth Balancing

Certifications & Qualifications

FRMCPACFE

Industry Keywords

FintechCard IssuingLendingBSAAMLUDAAP

About the role

Key responsibilities & impact

Build and own Engine’s risk tolerance framework, including delinquency guardrails, fraud rate targets, and escalation thresholds
Establish second-line governance and define areas requiring Risk sign-off
Stand up and run Engine’s Risk Committee, including cadence, reporting, escalation, and leadership communications
Govern first-line operations and develop the Sr. Manager, Fraud Operations and Sr. Manager, Credit
Partner with Product and Engineering to translate risk policy into product logic, application-stage controls, and automation
Own the risk appetite conversation with Sales
Partner with Legal/Compliance on BSA/AML and card issuing compliance obligations
Translate operational risk signals into P&L language for finance, executive, and board audiences
Build risk reporting infrastructure for quarterly delinquency and fraud-rate reporting
Define the risk framework and governance layer for Engine X, Engine’s corporate card and spend management product

Requirements

What you’ll need

8–10+ years in risk, with credit experience required; ideally credit and fraud
3+ years leading teams
Demonstrated ability to balance risk rigor with business growth
Direct Product/Engineering partnership experience translating risk policy into product decisions and automation
Strong cross-functional influence with Sales and Product
Familiarity with BSA/AML, UDAAP, and card issuing compliance
Strong executive communication skills
Experience in fintech, card issuing, or lending required
FRM, CPA, or CFE certification a plus
Ability to work in the United States
English-language proficiency implied by the English posting but not explicitly required

Benefits

Comp & perks

Competitive base pay tied to role and experience
Equity for all employees
Some roles are eligible for bonuses or commissions
Hybrid-hub model with office-based or fully remote environments depending on role
Benefits package; full list available at engine.com/culture