Senior Analyst, Credit

Hotel Engine

. Work the Engine X credit underwriting queue from receipt to decision .

Posted 10/14/2026full-timeRemote • United StatesSenior💰 $72,300 - $100,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit analysis and underwriting, with a strong focus on documentation for regulatory defensibility and the ability to identify and systematize processes. Proficient in analyzing data to assess creditworthiness and contribute to the development of credit policies.

Highest-signal resume keywords

Credit AnalysisUnderwriting ExperienceKYB Process ExecutionD&B Bureau ExperienceSOP Development

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit Decision FrameworkData AnalysisPattern IdentificationException Review DocumentationRegulatory Defensibility

Soft Skills

Automation MindsetProactive Problem-Solving

Tools & Technologies

SQLGoogle SheetsExcel

Industry Keywords

FintechCorporate CardSMB Credit Environment

Tech Stack

Tools & technologies

SQL

About the role

Key responsibilities & impact

Work the Engine X credit underwriting queue from receipt to decision
Apply the credit decision framework with speed and documented rationale
Run KYB verification, validate business identity, interpret D&B and equivalent bureau data, and assess creditworthiness
Flag underwriting workflow steps that can be systematized or removed
Document every decision for exception review and regulatory defensibility
Identify shared signals, exception trends, and emerging risk indicators across applications
Support backtest analysis for proposed rule changes using historical application data
Contribute to SOP development and documentation as the credit framework matures
Coordinate with the Fraud team on overlapping application-stage fraud and credit-risk signals

Requirements

What you’ll need

3+ years of commercial or business credit analysis or underwriting experience
Experience owning the full credit decision lifecycle independently
D&B or equivalent commercial credit bureau experience
KYB process execution
Automation mindset and ability to identify processes for systematization
Strong documentation suitable for exception review or regulatory defensibility
Ability to identify patterns across applications and flag policy gaps proactively
Fintech, corporate card, or SMB credit environment strongly preferred
SQL or Google Sheets / Excel for data analysis a plus
Experience contributing to SOP or credit policy documentation a plus

Benefits

Comp & perks

Competitive base pay tied to role and experience
Equity for all employees
Some roles are eligible for bonuses or commissions
Benefits package available at engine.com/culture
Hybrid-hub model with office or fully remote environments and needed support