Credit Analyst, Senior Parabroker

Hunt St

. Review and analyse PAYG income, including base salary, overtime, commissions, allowances, and casual income, to determine assessable income in line with lender policies .

Posted 10/26/2026contractRemote • PhilippinesSenior💰 ₱80,000 - ₱120,000 per monthWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in assessing PAYG income and analyzing financial documents for self-employed applicants, with a strong understanding of Australian lenders and their credit policies. Proficient in preparing compliance documentation and managing client scenarios to provide suitable loan recommendations.

Highest-signal resume keywords

Credit AnalysisPAYG Income AssessmentFinancial Document AnalysisAustralian Lending PoliciesMyCRM Proficiency

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AssessmentFinancial AnalysisIncome CalculationCompliance DocumentationLoan Structuring

Soft Skills

Analytical ThinkingAttention to DetailCommunication SkillsProactive CollaborationProblem Solving

Tools & Technologies

Microsoft ExcelMicrosoft WordAdobe AcrobatMyCRMApplyOnlineTrello

Industry Keywords

Australian Residential Mortgage MarketSelf-Employed FinancialsLender PoliciesAssessable IncomeIndependent Contractor

About the role

Key responsibilities & impact

Review and analyse PAYG income, including base salary, overtime, commissions, allowances, and casual income, to determine assessable income in line with lender policies
Analyse self-employed financials, including tax returns, financial statements, BAS, and NOAs, and calculate assessable income accurately
Assess clients’ financial circumstances and desired outcomes
Research relevant lender policies and recommend suitable lenders based on eligibility, serviceability, and available lending options
Assess client scenarios, identify potential issues, and develop recommendations for suitable loan structures
Prepare compliance documentation, including the GamePlan, preliminary assessments, and supporting notes
Complete relevant information in MyCRM and prepare applications through ApplyOnline for submission where required
Manage and respond to lender requests for more information
Collaborate with the hiring manager and Team Leader on complex files, calculations, research, and lending scenarios
Maintain file updates in MyCRM and Trello to support visibility and pipeline tracking

Requirements

What you’ll need

Philippines-based candidate
Proven experience as a Credit Analyst, Parabroker, or in a similar credit assessment role within the Australian residential mortgage market
Strong ability to assess PAYG income and analyse financial documents for self-employed applicants, including calculating assessable income accurately
Sound understanding of major Australian lenders and their credit policies
Ability to research lender requirements and determine suitable options for different client scenarios
Strong analytical thinking and comprehension skills
Ability to assess complex scenarios and make sound recommendations
High attention to detail and commitment to producing accurate, well-presented work
Excellent written and spoken English communication skills
Proficiency in Microsoft Excel, Word, and Adobe Acrobat
Proactive and collaborative, with the ability to take ownership of complex assessments, contribute to team discussions, and continuously develop credit expertise
Experience with MyCRM (Loan Market Group) or another aggregator CRM (preferred/nice-to-have)
Experience with ApplyOnline and Trello (preferred/nice-to-have)
Experience assessing a range of Australian residential lending scenarios, including complex PAYG and self-employed applications (preferred/nice-to-have)
Disclose any existing ongoing roles or client work
Reflect this engagement on their LinkedIn profile, clearly marked as “Independent Contractor”

Benefits

Comp & perks

100% remote work from home
Flexible time management as an independent contractor
Hands-on training
Ongoing development
Opportunities for team growth