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Deposit Pricing Lead Analyst
Huntington National Bank. Design and implement deposit pricing strategy for Regional Banking interest-bearing deposit products .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in deposit pricing strategy, financial forecasting, and data analysis to drive profitability and optimize deposit balances. Strong communication and collaboration skills are essential for engaging with cross-functional teams and stakeholders.
Highest-signal resume keywords
Deposit Pricing StrategyFinancial ForecastingData AnalysisProject ManagementEffective Communication
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Product DevelopmentForecastingFinancial AnalysisMarket Trend AnalysisNegotiation
Soft Skills
Analytical SkillsDecision MakingCollaborationBusiness Acumen
Tools & Technologies
SASPrice Elasticity Modeling SoftwareEssbaseMicrosoft Office Suite
Industry Keywords
Financial ServicesDepositsCompetitor AnalysisInterest Expense ManagementClient Retention
About the role
Key responsibilities & impact- Design and implement deposit pricing strategy for Regional Banking interest-bearing deposit products
- Achieve interest expense and profitability targets for Huntington Bank while growing deposit balance at the lowest cost
- Interpret and forecast current and future business-driver trends
- Evaluate previous month's results, review product-rate driver trends, and update economic scenarios and forecasts for the current month, quarter and year
- Monitor competitor rates and advertisements, economic conditions, Huntington balances and revenue, plan targets, balances at risk, product driver trends, and optimal pricing targets
- Communicate changes to scenarios, risks, rates, positioning, financials, trends and other analysis through meetings, emails, updates, partners and communication channels
- Partner with other disciplines using competitor, price elasticity and break-even analysis to enhance sales, cross-selling and client retention initiatives
- Manage the exception pricing process for Regional Banking clients
- Drive analytics to identify customer and sales insights for pricing strategy
Requirements
What you’ll need- Bachelor's Degree
- 7 years of product development, deposit pricing, forecasting, and/or finance experience
- Financial services experience, preferably in a Deposits-related role
- Strong and creative analytical skills
- Competence/confidence in pulling and analyzing data and translating analyses into actionable strategies and tactics
- Strong decision making and negotiation skills
- Knowledge of methods for measuring, analyzing, planning and monitoring financial market trends, competitor trends, and Huntington's revenue and balance sheet trends
- Experience collaborating with partners and peers in treasury, finance, technology, marketing, sales and vendors
- Experience planning and executing multiple projects in a timely and efficient manner
- Business acumen and knowledge of business drivers for assessing market conditions and forecasting revenue and pricing actions
- Effective written and verbal communication skills
- Technical skills: SAS, Price Elasticity modeling software, Essbase, Microsoft Office suite
Benefits
Comp & perks- Incentive compensation plan eligibility
- Health insurance coverage
- Wellness program
- Life and disability insurance
- Retirement savings plan
- Paid leave programs
- Paid holidays
- Paid time off (PTO)
- Potential flexible work arrangement, as determined by the hiring team