Financial Recovery Representative II – Default Services

Huntington National Bank

. Manage a portfolio of substandard Business Banking loans .

Posted 10/14/2026full-timeUnited StatesMid-LevelSenior💰 $57,000 - $113,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in managing Business Banking loans, including litigation and liquidation strategies, while ensuring compliance with regulatory requirements. Proficient in analyzing financial plans and negotiating loan collections to minimize losses.

Highest-signal resume keywords

Commercial Banking UnderwritingLoan RestructuringBankruptcy Law KnowledgeSBA Loan ComplianceReal Estate Foreclosure Process

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial AnalysisRisk ManagementLoan NegotiationLitigation Strategy DevelopmentLoss MinimizationPortfolio ManagementCompliance MonitoringData AnalysisCredit AppraisalExit Strategy Development

Soft Skills

Excellent Communication SkillsAttention to DetailGoal Achievement OrientationAbility to Work IndependentlySense of Urgency

Tools & Technologies

AFSVelocityRETSCARSPC Applications

Industry Keywords

Business BankingFinancial RecoveryRisk RatingsWorkout ScenariosLegal Remedies

About the role

Key responsibilities & impact

Manage a portfolio of substandard Business Banking loans
Work with customers, attorneys and liquidators to exit borrowers unable to maintain their relationship with Huntington
Develop litigation and/or liquidation strategies on classified Financial Recovery-managed loans up to $500M to minimize losses
Present action-plan summaries for resolving problem loans to FRG senior management, focusing on exit strategies
Analyze financial plans and negotiate loan collections or restructuring
Recommend and oversee litigation and liquidation to reduce exposure
Identify appropriate risk ratings, accrual status and losses
Address workout scenarios and communicate data-driven results to upper management in a time-sensitive environment
Adhere to bank policies, procedures, and legal and regulatory requirements
Manage risk, compliance, and audit performance for areas of responsibility
Establish or help develop controls and processes to measure, monitor, and control risks and compliance requirements
Maintain current knowledge of risk-related changes affecting assigned areas
Perform other duties as assigned

Requirements

What you’ll need

HS or GED
3 or more years of experience in commercial/business banking underwriting, lending, credit and/or appraisal required
Bachelor's Degree in Business, Finance, or Accounting (preferred)
Excellent written and verbal communication skills
Strong goal achievement orientation
Strong attention to detail, sense of urgency, and ability and desire to provide Simply the Best Service to clients
Ability to work independently in a deadline driven and goal-oriented team environment
Basic working knowledge of PC applications
Knowledge of bankruptcy laws
Ability to negotiate settlements, workouts and sale of security while adhering to state and federal regulations
Experience with Real Estate Foreclosure process
Previous experience with AFS / Velocity / RETS / CARS
Strong working knowledge of SBA loans and the associated workout process to ensure compliance with SBA Standard Operating Procedures
Working knowledge of exit strategies including bankruptcy, closed business, legal remedies and liquidation strategies
Applicants must be currently authorized to work in the United States on a full-time basis
Huntington will not sponsor applicants for immigration benefits

Benefits

Comp & perks

Incentive compensation plan
Health insurance coverage
Wellness program
Life and disability insurance
Retirement savings plan
Paid leave programs
Paid holidays
Paid time off (PTO)