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Relationship Manager
Huntington National Bank. Evaluate all aspects of existing transactions in an assigned client portfolio and recommend actions to senior management and the credit committee .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in Asset-Based Lending, financial analysis, and credit risk management, with a strong focus on client relationship leadership and strategic decision-making. Proficient in advanced financial modeling and portfolio analytics to drive effective portfolio management.
Highest-signal resume keywords
Asset-Based LendingFinancial AnalysisClient Relationship LeadershipAdvanced Financial ModelingCredit Risk Management
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Financial AnalysisPortfolio AnalyticsCredit Risk ManagementCollateral AuditsAdvanced Financial ModelingNegotiationStrategic ThinkingDecision-Making Under PressureClient Credit Requests ProcessingPortfolio Management Reporting
Soft Skills
CommunicationLeadershipTeam DevelopmentInfluencingCollaboration
Certifications & Qualifications
MBACFA
Industry Keywords
Asset-Based LendingCollateral TrendsCapital MarketsField ExamsRisk AnalysesClient Relationship StrategyBank ProductsTurnaround ConsultantsAppraisersLiquidators
About the role
Key responsibilities & impact- Evaluate all aspects of existing transactions in an assigned client portfolio and recommend actions to senior management and the credit committee
- Independently analyze financial data, collateral trends, industry knowledge, and economic conditions to assess financial condition and credit risks
- Manage complex direct and agent deals involving multiple bank participants
- Develop working relationships with borrowers, agent banks, business partners, turnaround consultants, appraisers, and liquidators
- Set client relationship strategy
- Prepare monthly and quarterly portfolio management reports
- Perform financial analysis and process client credit requests, amendments, waivers, and renewals
- Review field exams, appraisals, collateral trends, and reporting; recommend reserves, ineligible changes, and credit solutions
- Ensure collateral reporting and field exams are timely and accurate
- Visit clients and oversee banker calling efforts to cross-sell bank products and enhance relationships and revenue
- Present annual credit reviews, risk analyses, and rating recommendations to senior management and the credit committee
- Perform other duties as assigned
Requirements
What you’ll need- Bachelor’s degree in Finance, Accounting, Business Administration
- 8+ years of experience in Asset-Based Lending with demonstrated success in managing complex portfolios
- Deep understanding of ABL structures, collateral audits, and advanced credit risk management
- Work-out and experience in capital markets preferred
- Proven track record in client relationship leadership
- Exceptional negotiation, communication, and strategic thinking skills
- Proficiency in advanced financial modeling and portfolio analytics
- Leadership and team development capabilities
- Strong decision-making under pressure and ability to manage high-risk situations
- Excellent presentation and executive communication skills
- Ability to influence and collaborate across senior stakeholders
- MBA or CFA preferred
Benefits
Comp & perks- Incentive compensation plan
- Health insurance coverage
- Wellness program
- Life and disability insurance
- Retirement savings plan
- Paid leave programs
- Paid holidays
- Paid time off (PTO)