iBusiness Funding

Manager

• Develop and refine credit strategies using application, offer, funding, and portfolio performance data
• Optimize lending growth within approved risk appetite and credit performance targets
• Identify opportunities to improve application intake, approvals, offer acceptance, closing, and funded-loan pull-through
• Assess risk versus return, including expected credit losses, delinquency, defaults, pricing, profitability, and portfolio yield
• Perform cohort, vintage, funnel, segmentation, and scenario analyses
• Build, update, and maintain Amazon QuickSight dashboards and other BI reporting
• Track applications, approvals, declines, offers, closings, fundings, and subsequent credit outcomes
• Monitor credit quality trends, vintage performance, delinquency, charge-offs, loss rates, and emerging risk indicators
• Partner with Data, Analytics, and Technology teams to improve data integrity, reporting definitions, dashboard automation, and risk insights
• Support credit model development, validation, testing, rollout, and post-implementation performance monitoring
• Translate business and credit objectives into model requirements, eligibility criteria, score cutoffs, decision rules, risk tiers, and approval strategies
• Contribute to model validation, back-testing, challenger testing, segmentation reviews, and assessments of model stability and predictive performance
• Establish and implement partner-specific credit models and decision strategies with embedded lending partners
• Coordinate partner data requirements, model integration, testing, credit policy alignment, performance reporting, and launch readiness
• Monitor partner-level credit outcomes, conversion, concentrations, and risk-adjusted economics
• Support investors and warehouse lenders with credit performance analysis, portfolio trends, model performance, loss and vintage reporting, and risk-related inquiries
• Partner with Capital Markets and Finance on portfolio eligibility, risk concentrations, performance discussions, due diligence, and credit reporting
• Support the design, testing, and rollout of new credit products, lending channels, partner programs, and growth initiatives
• Convert credit recommendations into policies, workflows, and decisioning logic with cross-functional teams
• Maintain documentation of credit strategy decisions, testing, approvals, and performance
• Escalate material trends and help ensure adherence to Risk team parameters and applicable lending requirements

Explore Credit Risk Manager at iBusiness Funding. Review requirements and application details.

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Credit Risk Manager