QC Credit Auditor

ICE

. Audit mortgage loan files for compliance with state/federal regulations, agency underwriting requirements, industry underwriting standards, and client requirements.

Posted 11/10/2026full-timeRemote • Florida • United StatesSeniorLead💰 $65,000 - $85,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates extensive expertise in mortgage origination underwriting, compliance with federal and state regulations, and effective communication skills. Proficient in managing mortgage loan pipelines while ensuring adherence to quality standards and timely completion of audits.

Highest-signal resume keywords

Mortgage Origination Underwriting ExperienceKnowledge Of Mortgage Compliance RequirementsMortgage Loan Fraud Detection And PreventionProficiency In Microsoft Office ApplicationsAttention To Detail

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Mortgage Origination UnderwritingResidential Mortgage ComplianceLoan Audit ReportingPipeline ManagementMortgage Fraud DetectionRegulatory KnowledgeFNMA GuidelinesFreddie Mac GuidelinesVA GuidelinesFHA Guidelines

Soft Skills

Strong Verbal CommunicationStrong Written CommunicationAbility To Accept FeedbackTime Management

Tools & Technologies

Microsoft WordMicrosoft ExcelPC Applications

Certifications & Qualifications

Associate's Degree In FinanceAssociate's Degree In AccountingAssociate's Degree In Business Administration

Industry Keywords

RESPATILARegulation BAML/BSAFair LendingDodd/FrankNon-QM GuidelinesNon-Conforming Investor Guidelines

About the role

Key responsibilities & impact

Audit mortgage loan files for compliance with state/federal regulations, agency underwriting requirements, industry underwriting standards, and client requirements.
Complete Loan Audit Reports professionally, using correct grammar and clear wording for findings.
Accept feedback and make changes within an acceptable timeframe based on feedback.
Email daily production numbers to management.
Follow company policies and procedures and complete work accurately and timely.
Meet a daily file review quota of 6 files in an 8-hour day while maintaining quality.
Work with the Credit Audit Manager to meet audit goals.
Work with the Credit Audit Manager to meet Key Performance Measures.
Perform other duties as required or assigned.

Requirements

What you’ll need

Associate's degree in a relevant field, such as finance, accounting, or business administration.
Must have mortgage origination underwriting experience.
10+ years of mortgage origination underwriting experience underwriting to FNMA, Freddie Mac, VA, FHA and/or USDA guidelines as well as non-QM/non-conforming investor guidelines.
10 years residential mortgage experience.
Proven working knowledge of mortgage loan fraud detection and prevention policies and procedures.
Proven working knowledge of all current residential mortgage compliance requirements, including RESPA, TILA, Regulation B, AML/BSA, Fair Lending, Dodd/Frank and other applicable state and federal requirements.
Ability to manage a pipeline of mortgage loan files.
Consistent attention to detail.
Strong verbal and written communication skills.
Proficiency with Microsoft Office applications, specifically Word and Excel, and other PC applications.

Benefits

Comp & perks

Incentive compensation
Healthcare coverage (medical, dental and vision)
401(k) plan
Life insurance
Time off
Paid leave for qualifying circumstances