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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in managing end-to-end product roadmaps for Loss Mitigation, integrating AI/ML capabilities, and ensuring compliance with federal mortgage servicing regulations. Proven ability to lead cross-functional teams and optimize servicing workflows to enhance borrower experience and operational efficiency.
Highest-signal resume keywords
Product Roadmap ManagementFederal Mortgage Servicing RegulationsAI/ML IntegrationDefault Workflow DesignProcess Automation
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Loan ModificationsForbearanceRepayment PlansOperational AnalyticsProcess MiningDecision AutomationReg XRESPAFDCPASCRA
Soft Skills
Executive PresenceInfluencing Without AuthorityCross-Functional Collaboration
Tools & Technologies
MSPICE Mortgage TechnologyServicing System of Record Platforms
Certifications & Qualifications
Bachelor's DegreeMBAJD
Industry Keywords
Mortgage ServicingFinancial Services TechnologyLoss MitigationDefault ServicingGSE/Agency Servicing GuidelinesCFPB RulemakingClimate Risk Overlays
About the role
Key responsibilities & impact- Own the end-to-end product roadmap for Loss Mitigation, including loan modifications, forbearance, and repayment plans
- Establish a multi-year product vision aligned to regulatory trends, servicer operational needs, investor guidelines, and borrower experience goals
- Identify and prioritize emerging capabilities including AI/ML, intelligent document processing, and decision automation
- Lead design and continuous optimization of end-to-end servicing workflows from first missed payment through resolution
- Partner with operations, compliance, and technology to transform manual processes into configurable, auditable, scalable workflow products
- Use process mining and operational analytics to surface bottlenecks, reduce cycle times, improve right-party contact, and increase workout completion
- Drive adoption of straight-through processing models for high-volume, rules-based default events while maintaining compliance controls
- Participate in defining AI product strategy covering predictive delinquency modeling, loss mitigation decisioning, automated document classification, and conversational AI
- Stay current on generative AI applications in mortgage operations
- Embed compliance checkpoints, audit trails, and control frameworks into product design
- Partner with legal, compliance, and regulatory affairs to anticipate rule changes and translate them into product requirements
- Lead product responses to regulatory examinations, consent orders, and supervisory findings
- Provide process improvements and operational solutions to product managers and workflow architects supporting Loss Mitigation
- Serve as the primary product voice and translate complex default servicing dynamics into strategic narratives
- Foster cross-functional partnerships with servicing operations, technology, legal, compliance, finance, and customer experience teams
- Interact with senior leaders to track and test requirements and train on new features
Requirements
What you’ll need- Bachelor's degree required
- MBA, JD, or advanced degree in a related field strongly preferred
- 11+ years of progressive experience in mortgage servicing, financial services technology, or related product management roles
- 7+ years of direct experience in default servicing, preferably within loss mitigation, in a product, operations, or technology leadership capacity
- Demonstrated track record of defining and delivering complex, regulated product roadmaps from inception to production at scale
- Expert-level knowledge of federal mortgage servicing regulations (Reg X, RESPA, FDCPA, SCRA) and GSE/agency servicing guidelines
- Deep familiarity with end-to-end default workflow design and process automation tools
- Proven experience integrating AI/ML capabilities into production financial services products, with an understanding of model risk management and fair lending implications
- Strong executive presence with the ability to influence without authority across large, matrixed organizations
- Preferred: experience at a top 10 mortgage servicer, GSE, or leading fintech platform serving the default market
- Preferred: familiarity with MSP, ICE Mortgage Technology, or comparable servicing system of record platforms
- Preferred: knowledge of CFPB rulemaking, state AG activity, GSE servicing compensation reform, and climate risk overlays in default
