Insurance Product Manager

Independence Pet Group

. Lead the strategic direction of the pet insurance product suite.

Posted 10/28/2026full-timeUnited StatesMid-LevelSenior💰 $123,774 - $168,784 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in leading the strategic direction of pet insurance products, including developing underwriting guidelines, pricing strategies, and market research. Proficient in managing the product lifecycle and collaborating with cross-functional teams to drive innovation and compliance.

Highest-signal resume keywords

Product Lifecycle ManagementUnderwriting FrameworksInsurance Market DynamicsData-Driven Decision-MakingStakeholder Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Underwriting GuidelinesPricing StrategiesMarket ResearchData AnalysisRisk ModelsRating AlgorithmsProduct DevelopmentCustomer SegmentationRegulatory ComplianceSQL

Soft Skills

Analytical MindsetProblem SolvingCommunicationCollaborationStakeholder Engagement

Tools & Technologies

MS OfficeExcelPowerPoint

Industry Keywords

Pet InsuranceInsurance IndustryMGACompliance ProcessesCustomer ExperienceEmerging TechnologiesTele-Vet ServicesAI-Driven Claims ToolsWellness PackagesLoyalty Programs

Tech Stack

Tools & technologies

SQL

About the role

Key responsibilities & impact

Lead the strategic direction of the pet insurance product suite.
Develop and refine underwriting guidelines, appetite statements, rating algorithms, and product structures.
Identify customer needs and emerging pet insurance trends and convert insights into product enhancements and new concepts.
Own the end-to-end product lifecycle from ideation and feasibility assessment through development, launch, monitoring, and iterative improvement.
Lead market research, competitive benchmarking, and customer segmentation.
Monitor competitor pricing, coverage features, distribution strategies, and customer experience.
Translate market intelligence into recommendations for product evolution, pricing adjustments, and strategic initiatives.
Partner with actuarial teams on pricing strategies, risk models, and rating structures.
Work with underwriting on risk appetite, operational consistency, and complex or emerging risks.
Collaborate with sales, marketing, and distribution partners on go-to-market strategies, product messaging, and launch plans.
Support portfolio analysis and performance reviews with finance, operations, and data teams.
Serve as subject matter expert for assigned pet insurance products.
Deliver training, product education, and technical support to internal stakeholders and external partners.
Represent IPG in discussions with carriers, reinsurers, brokers, and regulatory bodies.
Drive innovation across insurance and non-insurance offerings, including wellness packages, loyalty programs, digital tools, and customer engagement features.
Explore emerging technologies such as tele-vet services, AI-driven claims tools, and pet wellness ecosystems.
Monitor regulatory developments and ensure product materials, policy wordings, and rating structures meet regulatory and carrier requirements.
Support compliance reviews, audits, documentation, strategic initiatives, portfolio reviews, and business planning.

Requirements

What you’ll need

Bachelor’s degree preferred, ideally in Risk Management, Business, Economics, Finance, Mathematics, Statistics, or Actuarial Science.
5+ years of experience within the insurance industry, ideally with exposure to pet insurance, personal lines, or MGA environments.
Demonstrated experience developing and managing insurance products, pricing strategies, and underwriting frameworks.
Strong understanding of insurance market dynamics, regulatory frameworks, and compliance processes.
Strong analytical mindset with the ability to interpret data, identify trends, and drive data-driven decision-making.
Ability to work independently, manage multiple priorities, and creatively solve complex problems.
Excellent communication and stakeholder management skills, with a collaborative approach across departments and seniority levels.
Proficiency in MS Office, particularly Excel and PowerPoint.
SQL or data-querying skills preferred but not required.
Knowledge of pet insurance market trends, customer behaviors, and distribution models is a strong advantage.
Must work onsite 2–3 days per week in Chicago, IL or New York, NY.

Benefits

Comp & perks

Comprehensive full medical, dental and vision Insurance
Basic Life Insurance at no cost to the employee
Company paid short-term and long-term disability
12 weeks of 100% paid Parental Leave
Health Savings Account (HSA)
Flexible Spending Accounts (FSA)
Retirement savings plan
Personal Paid Time Off
Paid holidays and company-wide Wellness Day off
Paid time off to volunteer at nonprofit organizations
Pet friendly office environment
Commuter Benefits
Group Pet Insurance
On the job training and skills development
Employee Assistance Program (EAP)