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Insurance Product Manager – Expert
Independence Pet Group. Lead the strategic direction of the pet insurance product suite .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in leading pet insurance product development, including underwriting guidelines, pricing strategies, and market analysis. Proven ability to drive product lifecycle management and collaborate effectively with cross-functional teams to enhance customer engagement and compliance.
Highest-signal resume keywords
Insurance Pricing StrategiesProduct Management ExperienceRegulatory Compliance KnowledgeData Analysis and InterpretationLeadership Experience
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Underwriting FrameworksProduct DevelopmentMarket ResearchRisk ModelsPricing AlgorithmsCustomer SegmentationPortfolio AnalysisData-Driven Decision MakingInsurance Market DynamicsStatistical Analysis
Soft Skills
Excellent CommunicationStakeholder ManagementProblem SolvingCollaborationAdaptability
Tools & Technologies
MS OfficeExcelPowerPoint
Industry Keywords
Pet InsuranceRegulatory FrameworksCompliance ProcessesCustomer EngagementMarket Trends
About the role
Key responsibilities & impact- Lead the strategic direction of the pet insurance product suite
- Develop and refine underwriting guidelines, appetite statements, rating algorithms, and product structures
- Identify customer needs and emerging pet insurance trends and convert insights into product enhancements and concepts
- Own the end-to-end product lifecycle from ideation and feasibility assessment through development, launch, monitoring, and improvement
- Lead market research, competitive benchmarking, and customer segmentation
- Monitor competitor pricing, coverage features, distribution strategies, and customer experience
- Translate market intelligence into recommendations for product evolution, pricing adjustments, and strategic initiatives
- Partner with actuarial teams on pricing strategies, risk models, and rating structures
- Work with underwriting to refine risk appetite and support complex-risk decisions
- Collaborate with sales, marketing, and distribution partners on go-to-market strategies, product messaging, and launch plans
- Support portfolio analysis and performance reviews with finance, operations, and data teams
- Serve as the internal and external subject matter expert for assigned pet insurance products
- Deliver training, product education, and technical support to stakeholders and partners
- Represent IPG in discussions with carriers, reinsurers, brokers, and regulatory bodies
- Drive innovation across insurance and non-insurance offerings, including wellness packages, loyalty programs, digital tools, and customer engagement features
- Explore emerging technologies such as tele-vet services, AI-driven claims tools, and pet wellness ecosystems
- Stay current with regulatory developments and ensure product materials, policy wordings, and rating structures meet requirements
- Support compliance reviews, audits, documentation, strategic initiatives, portfolio reviews, and business planning
Requirements
What you’ll need- Bachelor’s degree preferred, ideally in Risk Management, Business, Economics, Finance, Mathematics, Statistics, or Actuarial Science
- 12+ years of experience in insurance pricing, underwriting and/or product performance (8+ with a Master’s or 5+ with a PhD)
- 3+ years of State Product Management experience preferred
- Leadership experience preferred
- Demonstrated experience developing and managing insurance products, pricing strategies, and underwriting frameworks
- Strong understanding of insurance market dynamics, regulatory frameworks, and compliance processes
- Strong analytical mindset with the ability to interpret data, identify trends, and drive data-driven decision-making
- Ability to work independently, manage multiple priorities, and creatively solve complex problems
- Ability to collect, analyze, and synthesize data to drive informed product decisions
- Ability to effectively communicate complex ideas and analysis for internal audiences
- Ability to manage multiple tasks and adapt to a changing, fast-paced environment
- Excellent communication and stakeholder management skills, with a collaborative approach across departments and seniority levels
- Proficiency in MS Office, particularly Excel and PowerPoint
- Knowledge of pet insurance market trends, customer behaviors, and distribution models is a strong advantage
Benefits
Comp & perks- Annual bonus eligibility
- Comprehensive full medical, dental and vision Insurance
- Basic Life Insurance at no cost to the employee
- Company paid short-term and long-term disability
- 12 weeks of 100% paid Parental Leave
- Health Savings Account (HSA)
- Flexible Spending Accounts (FSA)
- Retirement savings plan
- Personal Paid Time Off
- Paid holidays and company-wide Wellness Day off
- Paid time off to volunteer at nonprofit organizations
- Pet friendly office environment
- Commuter Benefits
- Group Pet Insurance
- On the job training and skills development
- Employee Assistance Program (EAP)