Risk Analyst

iwoca

. Support and refine iwoca’s lending strategy within Germany .

Posted 11/3/2026full-timeLondon • United KingdomMid-LevelSenior💰 £40,000 - £55,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in credit risk analysis and lending strategy, utilizing analytical skills to generate insights and support decision-making. Proficient in data analysis, reporting, and collaboration with stakeholders to enhance credit assessment processes.

Highest-signal resume keywords

Credit Risk AnalysisData AnalysisSQLPythonData Visualization

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Analytical SkillsLending StrategyPortfolio Risk ManagementScorecard DevelopmentExperimental Analysis

Soft Skills

Clear CommunicationProblem SolvingCollaboration

Tools & Technologies

LookerAI Tools

Industry Keywords

B2B LendingB2C LendingCredit Domain

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Support and refine iwoca’s lending strategy within Germany
Support new growth initiatives
Design and analyse tests
Support development of scorecards and underwriting strategy
Manage portfolio risk
Build expertise in the credit domain
Develop analytical skills through different experimental approaches and complex analysis
Provide insightful analytics on the risk profile of the lending book
Assist with lending strategy decisions
Partner with Team Germany stakeholders on multidisciplinary projects
Work with data science teams to improve credit assessment scorecards and strategies for automated and manual underwriting
Develop and maintain reporting dashboards
Present a clear picture of the state of lending
Turn data into information and insights to deliver improvements for customers

Requirements

What you’ll need

A degree in a quantitative field such as Mathematics, Physics, Engineering, or similar
Ability to analyse data and generate insights to support decisions
Clear written and verbal communication, with ability to tailor analysis and recommendations to different audiences
Analytical mindset with a practical approach to problem solving
Commitment to using modern tools effectively, including AI, while retaining responsibility for accuracy and outcomes
Experience in B2B or B2C credit risk lending and strategy (bonus)
Experience with SQL and Python (bonus)
Experience with data visualisation tools like Looker (bonus)

Benefits

Comp & perks

Flexible working hours
Medical insurance from Vitality, including discounted gym membership
Choice between a dedicated dental plan or a health cash plan reimbursing everyday medical expenses
Private GP service for the employee, partner, and dependents
25 days’ holiday per year
Extra day off for birthday
Option to buy or sell up to five additional days of annual leave
Unlimited unpaid leave
One-month fully paid sabbatical after four years
External counselling and therapy sessions
3% pension contributions on total earnings
Employee equity incentive scheme
Generous parental leave
Nursery tax benefit scheme
Electric car scheme
Cycle to work scheme
Two company retreats per year
Learning and development budget
Company-wide talks with internal and external speakers
Access to learning platforms like Treehouse
Offices with drinks and snacks
Events and community-led groups, including running groups, padel, ping-pong, and pool competitions