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iwoca

Tech Lead – New Customers Team

iwoca

. Lead engineering for how new businesses become iwoca customers, including applications, checks, and offers .

Posted 10/15/2026full-timeLondon • United KingdomSenior💰 £90,000 - £120,000 per yearWebsite

Tech Stack

Tools & technologies
DjangoPostgresPython

About the role

Key responsibilities & impact
  • Lead engineering for how new businesses become iwoca customers, including applications, checks, and offers
  • Lead two engineers and report to the head of engineering for the customer journey
  • Set the team’s engineering roadmap and prioritize migration from the legacy monolith
  • Design services that turn models and rules into lending decisions
  • Keep production services reliable and easy to change as models evolve
  • Build systems enabling data scientists to test new models on live applications
  • Measure long-term results of lending decisions and experiments
  • Line-manage and coach engineers
  • Set context and help engineers own projects end to end
  • Determine team skills and composition as it grows
  • Hire engineers to match team needs

Requirements

What you’ll need
  • Led a team of engineers for at least two years, including line management, while remaining hands-on
  • Deep expertise in at least one object-oriented language
  • Designed, built, and run customer-facing backend systems in production
  • Ability to translate business goals into technical plans
  • Ability to explain technical trade-offs in terms of customer and business impact
  • Built agentic workflows, or used AI to deliver engineering work beyond individual capacity
  • Ability to judge AI usefulness and validate AI output before production
  • Clear, direct, and concise written and verbal communication
  • Lending, payments, or other financially risky domain experience is a bonus
  • Experience building controlled, especially long-running, experiments is a bonus
  • Experience migrating business-critical logic from a legacy monolith is a bonus
  • Experience working with data scientists from prototype to production is a bonus
  • Python, Django, and PostgreSQL experience is a bonus
  • Frontend development experience is a bonus

Benefits

Comp & perks
  • Flexible working hours
  • Medical insurance from Vitality, including discounted gym membership
  • Private GP service for you, your partner, and your dependents
  • 25 days’ holiday per year
  • Extra day off for your birthday
  • Option to buy or sell an additional five days of annual leave
  • Unlimited unpaid leave
  • One-month, fully paid sabbatical after four years
  • External counselling and therapy sessions
  • 3% pension contributions on total earnings
  • Employee equity incentive scheme
  • Generous parental leave
  • Nursery tax benefit scheme
  • Electric car scheme
  • Cycle to work scheme
  • Two company retreats a year
  • Learning and development budget
  • Company-wide talks with internal and external speakers
  • Access to learning platforms like Treehouse
  • Offices with drinks and snacks
  • Events and community-led groups, including running groups, padel, and monthly ping-pong and pool competitions