Director, Product – Post-Funding & Payment Strategies

Kapitus

. Lead the product vision and delivery for post-funding experiences encompassing treasury, payment strategies, customer service, and collections .

Posted 11/5/2026full-timeUnited StatesLead💰 $157,100 - $252,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive product management expertise with a focus on payment strategies, treasury operations, and customer service enhancements. Proven ability to lead teams, drive digital transformation, and ensure compliance with financial regulations.

Highest-signal resume keywords

Product Management ExperienceLeadership In FintechPayment Workflows ExpertiseEvent-Driven Architecture UnderstandingData-Driven Problem Solving

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Product Roadmap DevelopmentFeature DefinitionBusiness Case FluencyPayment Infrastructure RequirementsAPI IntegrationsCash ManagementCollections WorkflowsDigital TransformationAutomation ExpertiseComplex System Conversions

Soft Skills

MentoringCommunication SkillsBusiness JudgmentInfluencing Executive LeadersDetail-Oriented

Industry Keywords

FintechPaymentsSmall Business LendingTreasuryCollections TechnologyFinancial RegulationsSecuritization ProcessesOperational Capability ScalingCustomer ExperienceMarket Trends

Tech Stack

Tools & technologies

Ruby on Rails

About the role

Key responsibilities & impact

Lead the product vision and delivery for post-funding experiences encompassing treasury, payment strategies, customer service, and collections
Manage and mentor a team of Product Owners
Guide product experiences, roadmaps, business-case development, prioritization strategies, and high-quality on-time delivery with engineering, QA, and UX teams
Partner with Product, Finance, Treasury, Accounting, Collections, Customer Service, and Legal leaders on strategic enhancements
Own product initiatives end to end, including feature definition, build-vs-buy assessments, vendor integration, execution planning, change management, and post-launch optimization
Lead continuous discovery into customer behavior, market trends, and emerging financial innovations
Translate complex business needs and technologies into prioritized product roadmaps
Define and monitor product metrics, gather user feedback, evaluate performance, and adjust strategies
Ensure financial products and requirements adhere to industry standards and financial regulations
Drive digital transformation, AI integration, and operational capability scaling

Requirements

What you’ll need

7–10+ years of robust product management experience
At least 3 years in a leadership/people management role within Fintech, Payments, or Small Business (SMB) Lending
Experience managing, mentoring, coaching, and guiding Product Owners
Deep understanding of payment workflows, including orchestration, authorization, settlement, exception handling, and controls
Working knowledge of payment rails and experience owning product requirements for payment infrastructure
Familiarity with cash/liquidity management and collections workflows
Strong conceptual understanding of Event-Driven Architecture and API integrations
Understanding of core processing rails such as ACH, wire, card, and instant payments
Ability to exercise sound business judgment and make principles-based trade-offs
Proven ability to engage, influence, and align executive leaders, technical teams, and external partners
Exceptional verbal and written communication skills
Data-driven, detail-oriented problem-solving approach
Business case fluency, including quantifying costs, benefits, and risk tradeoffs
Preferred/standout: expertise in automation, AI, and digital transformation for finance, treasury, or collections
Preferred/standout: experience with complex system conversions and product migrations
Preferred/standout: familiarity with financing securitization processes and collections technology

Benefits

Comp & perks

Annual incentive compensation eligibility up to 15% annually
Comprehensive medical, dental, and employer-paid vision plans through UnitedHealthcare
UHC perks including Sweat Equity, Calm App subscription, UHC rewards, Real Appeal, and Quit For Life
Flexible Spending Account for qualified medical, dental, vision, pharmacy, and dependent care expenses
Lifestyle Spending Account for physical, mental, and financial well-being expenses
Company-paid short-term and long-term disability insurance
Voluntary supplemental life insurance and enhanced disability coverage
Colonial Accident and Hospitalization insurance options
Company-paid maternity and parental leave
Pre-tax commuter benefits
LifeBalance membership and discounts on outdoor activities, arts, health, and fitness
Pet and car insurance discounts
LegalShield and relaxation/stress-management tools
Plum Benefits discounts on shows, travel, car rentals, and more
Tuition reimbursement up to $5,000 annually
Conferences and career development events
Work-related travel reimbursement
Paid time off and sick time
401(k) through Fidelity with a 25% match on contributions up to 6% of annual salary