VP, Product Management – Core Lending

Kapitus

. Serve as general manager of Kapitus’ core lending products, including term loans and lines of credit .

Posted 9/17/2026full-timeRemote • United StatesLead💰 $187,200 - $300,300 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in managing product P&L, developing go-to-market strategies, and leading product management teams in a regulated financial services environment. Proven ability to analyze performance metrics and drive improvements in lending products through strategic decision-making and cross-functional collaboration.

Highest-signal resume keywords

Product ManagementP&L OwnershipGo-To-Market StrategyFinancial Services ComplianceTeam Leadership

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Product StrategyPerformance Metrics AnalysisFinancial Business CasesCompetitive BenchmarkingAgile Product DeliveryAI and Machine Learning OpportunitiesUnderwriting EnhancementsPricing StrategyChannel StrategyMarket Expansion

Soft Skills

Cross-Functional CollaborationCoaching and DevelopmentInfluencing Without AuthorityPresentation SkillsTeam Performance Management

Industry Keywords

FintechLending EconomicsUDAAPFair LendingCFPB GuidelinesConsumer LendingSmall Business LendingRegulated Financial ServicesProduct OwnerProduct Manager

About the role

Key responsibilities & impact

Serve as general manager of Kapitus’ core lending products, including term loans and lines of credit
Own and manage product P&L, revenue and cost drivers, product strategy, go-to-market plans, and outcomes
Track performance metrics, improve unit economics, and present monthly business performance to executive leadership
Identify performance gaps against competitive benchmarks and build investment cases
Partner with Finance on product-level P&L models
Define go-to-market strategy, positioning, pricing, channel strategy, and promotional offers
Lead launches for product features, underwriting enhancements, and market expansions
Maintain quarterly competitive intelligence analyses and translate findings into product recommendations
Define and present a rolling 12–18 month product vision for Line of Credit and Term Loan
Translate product vision into a prioritized roadmap with Product Delivery
Identify AI and machine learning opportunities to improve decisioning, underwriting, offers, and borrower communications
Ensure roadmap alignment with regulatory and compliance requirements
Directly lead, hire, develop, coach, and evaluate a team of Product Managers
Manage team performance, compensation, career growth, and succession planning
Collaborate with Product Delivery, Risk, Finance, Sales, Operations, Compliance, Legal, HR, and executive leadership

Requirements

What you’ll need

8–12+ years in Product Management with demonstrated ownership of full product P&L in a fintech, banking, or lending environment
Experience leading multi-product portfolios at the Director or VP level is required
Proven track record of owning and improving approval rate, conversion rate, renewal rate, LTV, cost per acquisition, and financial business cases
Deep understanding of small business or consumer lending economics
Experience owning go-to-market strategy for a financial product, including pricing, channel strategy, launch planning, and competitive positioning
Experience in a regulated financial services environment
Familiarity with UDAAP, fair lending, adverse action notification, and CFPB guidelines as applied to small business lending
Experience working within or alongside an Agile Product Delivery organization
Understanding of the Product Owner/Product Manager distinction
Ability to present product strategies, competitive analyses, and business cases to executive leadership
Ability to lead and develop PM teams and influence cross-functional partners without direct authority

Benefits

Comp & perks

Annual incentive compensation eligibility up to 20% annually
Comprehensive medical, dental, and employer-paid vision plans through UnitedHealthcare
UHC perks including Sweat Equity, Calm App subscription, UHC rewards, Real Appeal, and Quit For Life
Flexible Spending Account for qualified medical, dental, vision, pharmacy, and dependent care expenses
Lifestyle Spending Account for physical, mental, and financial well-being expenses
Company-paid short-term and long-term disability insurance
Voluntary supplemental life insurance and enhanced disability coverage
Colonial Accident and Hospitalization insurance options
Company-paid maternity and parental leave
Pre-tax commuter benefits
LifeBalance membership and discounts on outdoor activities, arts, health, and fitness
Pet and car insurance discounts
LegalShield financial services
Relaxation and stress management tools
Plum Benefits discounts on shows, travel, car rentals, and more
Up to $5,000 annually in tuition reimbursement
Relevant conferences and career development events
Travel reimbursement for work-related travel
Paid time off and sick time
401(k) plan through Fidelity with a 25% match on contributions, up to 6% of annual salary