Compliance Officer, CAMLO

LemFi

. Own and maintain the Canada AML compliance programme, aligned with LemFi's global AML policy, FINTRAC requirements, and provincial regulations .

Posted 11/2/2026full-timeRemote • CanadaMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in Canada AML compliance, including FINTRAC requirements and regulatory filings, while effectively managing relationships with banking and payments partners. Proven ability to lead audits and develop compliance programs aligned with federal obligations.

Highest-signal resume keywords

Canada AML Compliance Programme ManagementFINTRAC Regulatory CommunicationsCAMS CertificationRegulatory Audit LeadershipBanking Partner Relationship Management

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

AML Risk AssessmentSTR ReportingUAR ReportingEFTO ReportingEFTI ReportingMSB RegistrationRegulatory FilingsCompliance Documentation PreparationRisk Indicator IdentificationCross-Border Payments Compliance

Soft Skills

Strong Written CommunicationStrong Verbal Communication

Certifications & Qualifications

CAMS Certification

Industry Keywords

PCMLTFARPAAFintech ComplianceIndependent AML AuditsMulti-Entity Compliance StructurePayments Compliance ObligationsRegulatory RelationshipsLaw Enforcement Representation

About the role

Key responsibilities & impact

Own and maintain the Canada AML compliance programme, aligned with LemFi's global AML policy, FINTRAC requirements, and provincial regulations
Develop the RPAA programme from the ground up and champion implementation across the business
Hold the FINTRAC relationship directly
Manage MSB registration renewals
Lead regulatory and independent AML audits in Canada
Submit and oversee regulatory filings, including STRs, UARs, EFTOs, EFTIs, and ad hoc reports
Maintain relationships with Canadian banking and payments partners
Fulfil partner obligations, including periodic reports and cooperative filings
Develop and maintain the regional AML risk assessment
Identify key risk indicators
Brief the Board, CCO North America, and senior leadership on the programme's health
Guide compliance staff on Canada-specific responsibilities
Engage cross-functionally where the global compliance team needs expertise
Report to the Canada entity Board of Directors and the Global Head of Compliance
Represent LemFi with regulators and law enforcement

Requirements

What you’ll need

At least 3 years in a senior or management compliance role at a Canada-based fintech or financial institution
Direct, hands-on experience with FINTRAC: regulatory communications, MSB registration, and licensing or registration renewals
Deep working knowledge of Canadian federal AML obligations under PCMLTFA, including STR, UAR, and EFTO/EFTI reporting
Familiarity with the RPAA and a clear view of what compliance with it requires in practice
Experience leading or managing regulatory or independent AML audits, including preparing documentation and responding to examiner findings
Track record of managing banking or payments partner relationships, including fulfilling partner-driven compliance obligations
Strong written and verbal communication
CAMS certification or an equivalent recognised AML qualification
Experience operating within a multi-entity, multi-corridor compliance structure
Exposure to cross-border payments or remittance-specific risk typologies

Benefits

Comp & perks

Room to own real problems
Global impact
Supportive, high-performing team
Opportunity to build and maintain the Canada AML compliance programme
Opportunity to develop the RPAA programme from the ground up
Global team collaboration
Talent community for future opportunities