Mortgage Representative – Non-Producing

Lowe's Companies, Inc.

. Provide subject matter expertise to product, pricing, marketing, technology, and support groups on HELOC strategy .

Posted 11/9/2026full-timeRemote • Utah • United StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in HELOC strategy, regulatory compliance, and mortgage licensing, with a strong focus on supervising licensed mortgage operations and ensuring adherence to federal and state laws. Capable of coordinating with various teams to improve internal processes and support compliance training.

Highest-signal resume keywords

Utah Lending Manager LicenseFederal Mortgage Regulations KnowledgeSupervision of Licensed Mortgage OperationsNMLS Licensing ManagementCompliance with SAFE Act, RESPA, TILA, ECOA

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

HELOC Strategy ExpertiseRegulatory Compliance ManagementProcess Improvement ConsultingCompliance Training DevelopmentRegulatory Filing SubmissionMortgage Licensing Requirements KnowledgeBranch Management ExperienceMulti-State Licensing RequirementsTechnical Requirements ConsultationRegulatory Examination Representation

Soft Skills

LeadershipCommunicationCollaborationProblem-SolvingOrganizational Skills

Certifications & Qualifications

Active Utah Lending Manager LicenseNMLS Certification

Industry Keywords

SAFE ActRESPATILAECOAUtah Mortgage Broker LawsUtah Mortgage Lending LawsCompliance PoliciesContinuing EducationLicensure ManagementRegulatory Matters

About the role

Key responsibilities & impact

Provide subject matter expertise to product, pricing, marketing, technology, and support groups on HELOC strategy
Consult on internal process improvement, technical requirements, and go-to-market strategy
Coordinate with compliance, legal, licensing, and management teams regarding regulatory matters and business changes affecting licensure
Support implementation and maintenance of compliance policies and development and delivery of compliance training
Monitor MLO licensing status, continuing education completion, and adherence to regulatory and Company standards
Coordinate regulatory responses and represent the Company in regulatory examinations and licensing reviews in Utah
Support timely submission of regulatory filings, reports, and renewals
Supervise, direct, and support licensed MLOs operating under the Company’s Utah mortgage license, as applicable
Ensure branch locations and licensed Utah personnel remain properly licensed, registered, and in good standing
Oversee the Company’s licensed mortgage activities in Utah for compliance with federal and state laws and regulations, including SAFE Act, RESPA, TILA, ECOA, and Utah mortgage broker and lending laws

Requirements

What you’ll need

Currently holds an active Utah Lending Manager license, or is able to obtain and maintain one, as applicable
Ability to be designated as the Principal Lending Manager for the Company and maintain Licensed Lending Manager status at all times
Minimum experience as required by the Utah Department of Commerce - Division of Real Estate to serve as the licensed Utah Lending Manager
Demonstrated knowledge of federal mortgage regulations and Utah mortgage licensing requirements
Experience supervising licensed mortgage operations and/or licensed MLOs
Ability to obtain and maintain active applicable state licensure through NMLS
Bachelor’s degree in Business, Finance or related field (preferred)
Prior experience serving as a Principal Lending Manager, Qualifying Individual, Branch Manager, or similar responsible person under a state mortgage license (preferred)
Prior experience managing licensing or examination activity through NMLS (preferred)
Experience working with multi-state mortgage broker licensing requirements (preferred)

Benefits

Comp & perks

Equal opportunity employment practices
Support for communities through programs focused on creating safe, affordable housing, improving community spaces, developing the next generation of skilled trade experts, and providing disaster relief