Cards Unit Manager – Retail Banking

Luminor Group

. Define and own the vision, strategy, roadmap, priorities, and overall performance of the unit’s products, services, systems, and end-to-end business processes .

Posted 9/15/2026full-timeRiga • LatviaMid-LevelSenior💰 €4,800 - €7,200 per monthWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in product ownership and development, with a strong focus on regulatory compliance, risk management, and operational resilience. Proven ability to lead teams, manage budgets, and foster cross-functional collaboration in the banking or financial services sector.

Highest-signal resume keywords

Product OwnershipRegulatory ComplianceBudget ManagementLeadership SkillsStakeholder Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Product DevelopmentProcess ManagementData ManagementRisk ManagementPerformance Management

Soft Skills

CoachingDecision-MakingPlanningPrioritizationCross-Functional Cooperation

Tools & Technologies

MS OfficeJIRAConfluence

Certifications & Qualifications

SCRUM CertificationKanban CertificationProduct Owner Certification

Industry Keywords

BankingFinancial ServicesData OwnershipOperational ResilienceAudit Readiness

About the role

Key responsibilities & impact

Define and own the vision, strategy, roadmap, priorities, and overall performance of the unit’s products, services, systems, and end-to-end business processes
Own the area’s budget, resource allocation, financial cost-side performance, and delivery targets
Ensure data product ownership in accordance with the Data Management strategy
Ensure data availability for regulatory and business reporting
Drive product and service development based on customer needs, regulatory requirements, market trends, digital opportunities, and strategic innovation objectives
Ensure risk management, regulatory compliance, operational resilience, governance, documentation, data ownership, and audit readiness
Lead, coach, and develop the Cards Unit team across the Baltics
Set clear expectations and foster a positive, accountable, high-performing team culture
Build cross-functional and cross-border cooperation
Represent the cards area in discussions with senior management, partners, regulators, financial associations, and governmental institutions

Requirements

What you’ll need

3+ years of previous managerial experience
Strong leadership, coaching, people development, and performance management skills
Experience in product ownership, product development, process management, or a related area, preferably within banking or financial services
Strong business judgment
Ability to manage budgets, resources, priorities, risks, and performance targets
Excellent decision-making, planning, prioritization, stakeholder management, and cross-functional cooperation skills
Advanced MS Office skills
Professional working knowledge of JIRA and Confluence
Higher education
Fluent English in spoken and written communication
SCRUM, Kanban, or Product Owner certification considered an advantage

Benefits

Comp & perks

Flexible working hours
Hybrid work
Possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK for up to 90 days per year
Additional weeks of vacation for employees with 1 year or more of service
Additional volunteer days off
30 fully paid calendar days for military training every year
Health insurance after the first 3 months in all three Baltic states
Health days for sickness absence without a doctor's note
Wellbeing tools and resources
Internal and external training programs
LinkedIn Learning
Workshops, conferences, and online training
Special offers and pricing for Luminor products and services