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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in developing and managing banking relationships, achieving sales goals, and evaluating credit information. Proficient in cash management and merchant services, with strong interpersonal and presentation skills to effectively service clients.
Highest-signal resume keywords
Business Banking Relationship ManagementCash Management Product KnowledgeLoan Portfolio ManagementSales Goal AchievementCredit Evaluation Skills
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Financial Statement AnalysisLoan StructuringSales TechniquesRisk ManagementClient Retention
Soft Skills
Interpersonal SkillsPresentation Skills
Tools & Technologies
Banking SoftwarePersonal Computers
Industry Keywords
Business BankingMerchant ServicesTrade ServicesSales SprintsCivic Engagement
About the role
Key responsibilities & impact- Develop new banking relationships with business prospects
- Service existing business banking client base
- Achieve established goals as outlined by manager
- Work with branch partners to maximize sales efforts to business customers
- Cross-sell bank products and services
- Network with centers of influence, including accountants, attorneys, and other referral sources
- Evaluate credit information and requests and recommend appropriate loan structures to manage risk
- Negotiate with underwriters and clients to maximize revenue and minimize risk
- Achieve revenue, loan production, deposit balance production, and loan portfolio management goals
- Oversee approximately 15 to 40 relationship-managed clients
- Participate in business banking and retail sales sprints
- Achieve call targets and product sales goals, including cash management and Visa Merchant
- Participate in civic and cultural organizations and programs
- Utilize prescribed selling techniques to maximize sales opportunities
- Work closely with internal contacts to service clients
- Manage and retain existing clients
Requirements
What you’ll need- Bachelor’s degree or, in lieu of a degree, a minimum of 4 years of related sales/banking experience, or a combination thereof
- Knowledge of personal computers and the software utilized by the department
- Ability to read and analyze financial statements and tax returns
- Sound credit skills necessary to evaluate loan requests
- Good understanding of Cash Management, Merchant Service, and Trade Services products offered to Business Banking customers
- Ability to identify sales opportunities for Cash Management, Merchant Service, and Trade Services product sets
- Strong interpersonal and presentation skills
