Foreclosure Specialist – III

M&T Bank

. Monitor progress of foreclosures through queues and reporting, ensuring team portfolios are effectively worked and compliant with state/federal and investor guidelines .

Posted 10/21/2026full-timeRemote • Alabama • United StatesJuniorMid-Level💰 $23 - $38 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in Default Servicing, including compliance with foreclosure guidelines and effective communication with legal teams. Proven ability to implement procedures, conduct quality control reviews, and manage operational risk within the banking sector.

Highest-signal resume keywords

Default Servicing ExperienceCompliance With Foreclosure GuidelinesStrong Analytical SkillsLeadership AbilityTeam Collaboration

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Foreclosure MonitoringLegal Expense TrackingQC ReviewProcedure ImplementationData Analysis

Soft Skills

Strong Written CommunicationStrong Verbal CommunicationDetail OrientedProblem SolvingTeamwork

Tools & Technologies

Word Processing SoftwareSpreadsheet Software

Industry Keywords

FHA GuidelinesInvestor GuidelinesRegulatory ComplianceMortgage ProductsOperational Risk Controls

About the role

Key responsibilities & impact

Monitor progress of foreclosures through queues and reporting, ensuring team portfolios are effectively worked and compliant with state/federal and investor guidelines
Work with foreclosure attorneys, outside counsel, and/or in-house counsel to resolve disputes involving properties in which the bank or its investors have an interest
Serve as primary escalation contact for team associates, attorneys, and other departments
Ensure FHA first legal deadlines are met and track necessary extension requests
Research, validate, and update loans on foreclosure exception reports, including No Dual Track, cleanup, and investor timeline reports
Approve additional attorney fees beyond associate-level approval limits
Track and report legal expenses on litigation files outside the foreclosure action
Conduct QC review and approve investor bidding instructions
Conduct regular side-by-sides with the team and review assigned loans at least every 30 days
Ensure compliance with federal, state, regulatory, and investor foreclosure guidelines
Revise, update, and implement procedures; create new procedures
Gather departmental information and assemble presentations for investor, regulatory, and internal meetings
Maintain compliance and operational risk controls and internal control standards
Implement internal and external audit points and address applicable external regulator issues
Promote an environment that supports belonging and reflects the M&T Bank brand
Complete other related duties as assigned

Requirements

What you’ll need

A combined 4 years’ higher education and/or work experience, including a minimum of 2 years’ Default Servicing related field experience (e.g., Collections, REO, Loss Mitigation)
Working knowledge of word processing and spreadsheet software
Strong written and verbal communication skills
Detail oriented
Strong analytical and problem solving skills
Ability to work effectively in a team environment
Preferred: 3 years’ Default Servicing related field experience (e.g., Collections, REO, Loss Mitigation)
Preferred: Proven leadership ability
Preferred: Knowledge of bank and departmental systems
Preferred: Understanding of mortgage product including home equity loans and lines of credit, general operation and systemic functions including payment allocation and escrow
Preferred: Experience training new staff and implementing procedures and process changes