Life Underwriting Auditor

Manulife

. Conduct post-issue audits and monitor new underwriting initiatives for technical accuracy, guideline adherence, and quality of underwriter decisioning .

Posted 10/6/2026full-timeRemote • Massachusetts • United StatesMid-LevelSenior💰 $92,475 - $160,290 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in life insurance underwriting, particularly in medical and financial assessments, while effectively collaborating with cross-functional teams to enhance risk control frameworks and audit processes.

Highest-signal resume keywords

Life Insurance UnderwritingMedical Underwriting ExpertiseFinancial Underwriting ExpertiseAudit and Quality Assurance ExperienceRisk Management Knowledge

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Underwriting GuidelinesRisk Selection PrinciplesData AnalysisAudit DocumentationReport PreparationControl DesignKey Risk IndicatorsGovernance StandardsGenAI Solutions TestingBI Tools

Soft Skills

Analytical SkillsAttention to DetailCommunication SkillsCritical ThinkingCollaboration

Tools & Technologies

ExcelBI Tools

Certifications & Qualifications

ALUFALUFLMI

Industry Keywords

Underwriting Risk Control FrameworkGovernance FrameworksRegulatory ExpectationsContinuous ImprovementTraining and Development

About the role

Key responsibilities & impact

Conduct post-issue audits and monitor new underwriting initiatives for technical accuracy, guideline adherence, and quality of underwriter decisioning
Review underwriting decisions for medical, financial, and operational soundness against company guidelines, risk appetite, and mortality assumptions
Identify material errors, trends, and themes in audit results
Prepare structured reports and recommendations for management
Collaborate with Underwriting Management and Risk Management on Corrective Action Plans and remediation tracking
Support enhancement of the Underwriting Risk Control Framework, including control design, key risk indicators, and governance standards
Translate audit findings into targeted training, coaching, and guideline clarifications with Training & Development
Test and evaluate new tools, rules engines, and GenAI solutions for impact on underwriting quality and risk
Assist with targeted audits for Underwriting Innovation initiatives
Maintain audit documentation for internal audit, governance committees, and regulatory review
Contribute to continuous improvement of audit frameworks, metrics, and reporting

Requirements

What you’ll need

Several years (typically 5+ years) of experience in life insurance underwriting, with proven expertise in medical and financial underwriting
Strong understanding of life insurance products, underwriting guidelines, and risk selection principles
Ability to interpret complex medical and financial information and assess risk appropriately
Excellent analytical skills and attention to detail
Ability to identify patterns and root causes in audit findings
Strong written and verbal communication skills
Ability to present findings clearly and constructively to underwriters and leadership
High level of professionalism, integrity, and discretion when handling sensitive information
Experience in an audit, quality assurance, or risk management capacity within life underwriting preferred
Familiarity with governance frameworks, risk controls, and regulatory expectations related to underwriting preferred
Comfort working with data, including Excel and BI tools, preferred
Professional designations such as ALU, FALU, FLMI or equivalent preferred
Technical underwriting expertise in medical and financial underwriting
Critical thinking and problem-solving
Objectivity and fairness in assessment and feedback
Collaboration with cross-functional teams
Organizational skills and ability to manage multiple audits and deadlines
Commitment to continuous improvement, learning, and knowledge sharing

Benefits

Comp & perks

Competitive compensation
Health insurance
Dental insurance
Mental health benefits
Vision insurance
Short-term disability insurance
Long-term disability insurance
Life and AD&D insurance coverage
Adoption/surrogacy benefits
Wellness benefits
Employee/family assistance plans
Retirement savings plans
Pension/401(k) savings plans
Global share ownership plan with employer matching contributions
Financial education and counseling resources
Up to 11 paid holidays per year
3 personal days per year
150 hours of vacation per year
40 hours of sick time per year, or more where required by law
Statutory leaves of absence
Flexible, inclusive work environment
Professional development, learning, and career growth opportunities
Incentive programs and incentive compensation tied to business and individual performance