Life Underwriting Auditor

Manulife

. Conduct post-issue audits and monitoring of new underwriting initiatives .

Posted 10/5/2026full-timeRemote • United StatesMid-LevelSenior💰 $92,475 - $160,290 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in life insurance underwriting, with a strong focus on medical and financial underwriting, risk assessment, and adherence to guidelines. Capable of conducting audits, preparing reports, and collaborating with various teams to enhance underwriting quality and compliance.

Highest-signal resume keywords

Life Insurance Underwriting ExperienceMedical Underwriting ExpertiseFinancial Underwriting ExpertiseAudit and Quality Assurance ExperienceRisk Management Knowledge

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Underwriting GuidelinesRisk Selection PrinciplesAnalytical SkillsAudit DocumentationContinuous ImprovementData AnalysisReport PreparationTraining DevelopmentGovernance FrameworksGenAI Solutions Testing

Soft Skills

Attention to DetailCritical ThinkingProblem-SolvingCommunication SkillsCollaboration

Tools & Technologies

ExcelBI Tools

Certifications & Qualifications

ALUFALUFLMI

Industry Keywords

Underwriting Risk Control FrameworkGovernance StandardsRegulatory ReviewCorrective Action PlansAudit Findings

About the role

Key responsibilities & impact

Conduct post-issue audits and monitoring of new underwriting initiatives
Assess technical accuracy, guideline adherence, and quality of underwriter decision-making
Review underwriting decisions for medical, financial, and operational soundness
Ensure decisions align with company guidelines, risk appetite, and mortality assumptions
Identify material errors, trends, and themes in audit results
Prepare structured reports and recommendations for management
Collaborate with Underwriting Management and Risk Management on Corrective Action Plans and remediation tracking
Enhance the Underwriting Risk Control Framework, including control design, key risk indicators, and governance standards
Translate audit findings into targeted training, coaching, and guideline clarifications with Training & Development
Test and evaluate new tools, rules engines, and GenAI solutions for their impact on underwriting quality and risk
Assist with targeted audits for Underwriting Innovation initiatives
Maintain complete and accurate audit documentation for internal audit, governance committees, and regulatory review
Refine audit frameworks, metrics, and reporting through continuous improvement

Requirements

What you’ll need

Several years, typically 5+ years, of experience in life insurance underwriting
Proven expertise in medical and financial underwriting
Strong understanding of life insurance products, underwriting guidelines, and risk selection principles
Ability to interpret complex medical and financial information and assess risk appropriately
Excellent analytical skills and attention to detail
Ability to identify patterns and root causes in audit findings
Strong written and verbal communication skills
Ability to present findings clearly and constructively to underwriters and leadership
High level of professionalism, integrity, and discretion when handling sensitive information
Preferred: experience in audit, quality assurance, or risk management within life underwriting
Preferred: familiarity with governance frameworks, risk controls, and regulatory expectations related to underwriting
Preferred: comfort working with Excel or BI tools to analyze audit results and trends
Preferred: professional designation such as ALU, FALU, FLMI, or equivalent
Technical underwriting expertise in medical and financial underwriting
Critical thinking and problem-solving
Objectivity and fairness in assessment and feedback
Collaboration with Underwriting, Risk, Training, Innovation, and Pricing teams
Organizational skills and ability to manage multiple audits and deadlines
Commitment to continuous improvement, learning, and knowledge sharing

Benefits

Comp & perks

Competitive compensation
Health, dental, mental health, and vision coverage
Short- and long-term disability insurance
Life and AD&D insurance coverage
Adoption/surrogacy benefits
Wellness benefits
Employee/family assistance plans
Retirement savings plans, including pension/401(k) savings plans
Global share ownership plan with employer matching contributions
Financial education and counseling resources
Up to 11 paid holidays annually
3 personal days annually
150 hours of vacation annually
40 hours of sick time annually, or more where required by law
Statutory leaves of absence
Flexible, inclusive work environment
Professional development, learning, and career growth opportunities
Incentive programs and incentive compensation tied to business and individual performance